New York 2025-2026 Regular Session

New York Senate Bill S10127

Introduced
4/30/26  

Caption

Extends the interest rate caps and criminal usury framework to covered services including but not limited to, retail installment contracts, merchant cash advances, invoice financing, revenue-based financing, or any transaction that in substance functions as the advance of funds in exchange for a future payment or obligation, regardless of the label assigned to such transaction.

Companion Bills

NY A11302

Same As Extends the interest rate caps and criminal usury framework to covered services including but not limited to, retail installment contracts, merchant cash advances, invoice financing, revenue-based financing, or any transaction that in substance functions as the advance of funds in exchange for a future payment or obligation, regardless of the label assigned to such transaction.

Previously Filed As

NY A09644

Clarifies that all wage and cash advances against salary or future pay are loans subject to the interest rate cap in the general obligations law.

NY S08939

Clarifies that all wage and cash advances against salary or future pay are loans subject to the interest rate cap in the general obligations law.

NY HB470

Provides relative to revenue-based financing transactions

NY A07616

Relates to provisions governing contracting between state agencies and not-for-profit organizations including new, renewal, and extension contracts and advance payments and interest for such contracts; repeals provisions relating to interest payments.

NY S07893

Requires landlords to provide tenants with a rent ledger containing a detailed record, including the amount, date and method of payment, of all financial transactions between such lessee and lessor, including rent payments, late fees, and security deposits.

NY HB4610

Relating to requiring the acceptance of cash payments by retailers in certain transactions.

NY HB191

Consumer Protection - Retail Transactions for Essential Consumer Goods - Cash Payments

NY HB1650

State Treasury; close those funds having no transactional activity other than interest from pooled investments.

NY HB1061

Require the acceptance of cash as payment in certain transactions.

NY S0234

Insurers' Financial Transactions

Similar Bills

No similar bills found.