New Jersey 2026-2027 Regular Session

New Jersey Assembly Bill A2117

Introduced
1/13/26  

Caption

Requires use of merchant category codes for purchases of firearms and ammunition.

Impact

The bill has significant implications for state laws concerning the sale and purchasing behavior of firearms and ammunition. By establishing this requirement, New Jersey seeks to tighten the control and oversight of purchases in the firearms sector. This may lead to increased transparency in transactions within the industry and provide necessary data resources for law enforcement. Moreover, the bill outlines penalties for non-compliance, which includes civil penalties and injunctive relief, thus providing a clear enforcement mechanism through the Office of the Attorney General.

Summary

Assembly Bill A2117, proposed in New Jersey, aims to regulate how purchases related to firearms and ammunition are processed by mandating the use of specific merchant category codes. This initiative is intended to enhance the tracking of transactions related to firearms dealers, thereby potentially aiding law enforcement and regulatory efforts surrounding gun sales and firearm ownership. Under A2117, from May 1, 2027, entities known as merchant acquirers will be required to assign firearm merchants the merchant category code designated for firearms and ammunition, as provided by the International Organization for Standardization.

Contention

However, the bill is not without its opponents. Critics may argue that assigning specific merchant codes could lead to undue scrutiny of lawful purchases, raising concerns about privacy and the potential for discrimination against lawful gun owners and retailers. Furthermore, as the bill restricts the enforcement of its provisions strictly to the Attorney General, it could limit the avenues available for affected merchants to seek recourse or clarification regarding their obligations under this new framework. As such, discussions surrounding A2117 may center on a balance between regulatory oversight and personal freedoms in relation to gun ownership.

Notable_points

Another influencing factor in the discussions around A2117 is the growing national debate on gun control measures. As various states either adopt stricter gun laws or propose more accessible ownership policies, A2117 could serve as a case study in regulating access to firearms. Its implementation may be closely monitored, setting precedents for similar legislation elsewhere, thereby embedding it into the larger context of gun regulation and merchant transaction oversight.

Companion Bills

NJ S3706

Carry Over Requires use of merchant category codes for purchases of firearms and ammunition.

NJ A5345

Carry Over Requires use of merchant category codes for purchases of firearms and ammunition.

NJ S3001

Same As Requires use of merchant category codes for purchases of firearms and ammunition.

Similar Bills

NJ S1705

Prohibits use of new merchant category code by credit card companies for purchases of firearms and ammunitions.

NJ A1251

Prohibits use of new merchant category code by credit card companies for purchases of firearms and ammunitions.

NV SB438

Provides for the licensure and regulation of merchant acquirer limited purpose banks. (BDR 55-974)

HI SB2956

Relating To Consumer Protection.

HI HB2614

Relating To Deceptive Practices.

MI HB4595

Liquor: licenses; issuance of specially designated merchant license or specially designated distributor license; allow for certain locations. Amends sec. 533 of 1998 PA 58 (MCL 436.1533). TIE BAR WITH: HB 4282'25

NJ S2079

Concerns credit card interchange fees and consumer protection.

NJ A1921

Concerns credit card interchange fees and consumer protection.