Michigan 2025-2026 Regular Session

Michigan House Bill HB5128

Introduced
10/23/25  

Caption

State finance: other; specie legal tender act; enact. Create new act.

Impact

If passed, the enactment of HB5128 would significantly alter the landscape of currency acceptance and usage within the state. It would empower individuals to use gold and silver coins in financial transactions, enhancing the rights of individuals to possess and transact in these forms of currency. Additionally, the Act could modify state financial regulations by clarifying that governments cannot seize specie legal tender from individuals or restrict its use without explicit legal authority.

Summary

House Bill 5128, known as the Specie Legal Tender Act, aims to establish gold and silver coins as legal tender in the state. The bill outlines specific definitions and parameters for what constitutes 'specie legal tender', including both U.S. issued coins and certain other gold or silver coins recognized through legal judgment or U.S. law. Notably, the legislation explicitly excludes central bank digital currencies from being recognized as legal tender, differentiating traditional metals from modern digital currencies in financial transactions.

Contention

The discussions surrounding HB5128 highlight potential contention regarding its implications for economic transactions and government authority. Proponents argue that it would allow for a more stable and potentially inflation-resistant form of currency, promoting individual financial sovereignty. However, detractors raise concerns that a shift toward specie legal tender could complicate the existing financial system, lead to regulatory conflicts, and undermine the existing currency framework dominated by fiat money. These varying perspectives indicate a significant debate on the practicality and desirability of such a legislative measure.

Companion Bills

No companion bills found.

Previously Filed As

MI HB382

Establish the specie legal tender act

MI HB1

Specie As Legal Tender

MI SF2195

A bill for an act relating to the use of specie as legal tender.

MI SB162

Specie As Legal Tender

MI HB4086

State finance: other; office of the Michigan bullion depository and Michcoin act; create. Creates new act.

MI HF2311

A bill for an act relating to the use of specie as legal tender.(See HF 2723.)

MI S0132

Legal Tender

MI H0999

Legal Tender

MI HF2723

A bill for an act relating to the use of specie as legal tender.(Formerly HF 2311.)

MI S1588

Legal Tender

Similar Bills

No similar bills found.