US Federal 2025-2026 Regular Session

House Financial Services Committee Bills & Legislation (Page 6)

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US Federal 2025-2026 Regular Session

US Federal House Bill HB533

Introduced
1/16/25  
Bank Privacy Reform Act This bill eliminates provisions that require financial institutions to report certain financial information to specified government agencies. Currently, financial institutions are required to report certain financial transactions (e.g., transfers of over $10,000) for the purpose of detecting illicit activity, such as money laundering or the financing of terrorism. Under the bill, such records are only obtainable through a search warrant.The bill also eliminates reporting requirements related to the beneficial ownership of certain corporate entities.
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US Federal 2025-2026 Regular Session

US Federal House Bill HB537

Introduced
1/16/25  
INCREASE Housing Affordability Act Incentivizing New Conversions to Residential Entities to Accelerate Supply and Expand Housing Affordability Act
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US Federal 2025-2026 Regular Session

US Federal House Bill HB478

Introduced
1/16/25  
Refer
1/16/25  
Promoting New Bank Formation Act
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US Federal 2025-2026 Regular Session

US Federal House Bill HB486

Introduced
1/16/25  
Young Americans Financial Literacy Act
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US Federal 2025-2026 Regular Session

US Federal House Bill HB550

Introduced
1/16/25  
Wildfire Insurance Coverage Study Act of 2025
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US Federal 2025-2026 Regular Session

US Federal House Bill HB507

Introduced
1/16/25  
Veterans Member Business Loan Act
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US Federal 2025-2026 Regular Session

US Federal House Bill HB485

Introduced
1/16/25  
Muhammad Ali Congressional Gold Medal Act
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US Federal 2025-2026 Regular Session

US Federal House Bill HB52

Introduced
1/3/25  
Stop Woke Investing ActThis bill requires the Securities and Exchange Commission (SEC) to amend regulations to limit the inclusion of shareholder proposals in proxy statements. A proxy statement is provided to shareholders prior to a public company holding a shareholder meeting and contains information relevant to a shareholder vote. Under current SEC rules, certain qualifying shareholder proposals must be included on a company's proxy statement, including proposals that raise significant social policy issues.Under the bill, a shareholder proposal must have a material effect on the financial performance of the company to be included in a proxy statement. The bill also establishes a cap on the number of shareholder proposals required to be included in a shareholder meeting, depending on the size and type of the company. In addition, a proposal submitted by a member of the board of directors is prohibited from inclusion as a shareholder proposal.
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US Federal 2025-2026 Regular Session

US Federal House Bill HB148

Introduced
1/3/25  
Keep Your Coins Act of 2025
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US Federal 2025-2026 Regular Session

US Federal House Bill HB53

Introduced
1/3/25  
Responsible Borrower Protection Act of 2025This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.
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US Federal 2025-2026 Regular Session

US Federal House Bill HB166

Introduced
1/3/25  
Fair Lending for All Act This bill adds classes of individuals protected under the Equal Credit Opportunity Act.With respect to credit transactions, the bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)The bill establishes criminal penalties for violations of prohibited credit discrimination.The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.
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US Federal 2025-2026 Regular Session

US Federal House Bill HB68

Introduced
1/3/25  
Veterans, Women, Families with Children, Race, and Persons with Disabilities Housing Fairness Act of 2025 or the Housing Fairness Act of 2025This bill expands efforts to detect and address housing discrimination.Specifically, the Department of Housing and Urban Development (HUD) must conduct a nationwide testing program to (1) detect and document differences in the treatment of prospective renters, homebuyers, or mortgage borrowers; (2) measure patterns of adverse treatment because of the race, color, religion, sex, familial status, disability status, or national origin of a renter, homebuyer, or borrower; and (3) measure the prevalence of such discriminatory practices across housing and mortgage lending markets.The bill also reauthorizes through FY2028 the Fair Housing Initiatives Program, which supports organizations that provide direct assistance to individuals who have been victims of housing discrimination.Additionally, HUD must implement a grant program to assist public and private nonprofit organizations in (1) conducting comprehensive studies on the causes or effects of housing discrimination and segregation, and (2) implementing pilot projects that test solutions to help prevent or alleviate housing discrimination and segregation.
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US Federal 2025-2026 Regular Session

US Federal House Bill HB145

Introduced
1/3/25  
Risk Disclosure and Investor Attestation ActThis bill expands who may be considered an accredited investor for purposes of participating in private offerings of securities. Certain unregistered securities may only be offered to accredited investors.Specifically, the bill allows an individual to qualify by certifying to the issuer of securities that the individual understands the risks of investment in private issuers. Currently, accredited investors must satisfy certain requirements indicating their reduced exposure to financial risk, including those related to income, net worth, or knowledge and experience.
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US Federal 2025-2026 Regular Session

US Federal House Bill HB150

Introduced
1/3/25  
Refer
1/3/25  
Refer
1/4/25  
People CARE Act People-Centered Assistance Reform Effort Act
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US Federal 2025-2026 Regular Session

US Federal House Bill HB269

Introduced
1/9/25  
Secretary General Jens Stoltenberg Congressional Gold Medal Act