Fair Lending for All Act This bill adds classes of individuals protected under the Equal Credit Opportunity Act.With respect to credit transactions, the bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)The bill establishes criminal penalties for violations of prohibited credit discrimination.The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender Identity".
Prohibiting discriminatory practices on the basis of religion at public educational institutions and authorizing the attorney general to investigate violations and assess civil penalties under the Kansas act against discrimination.