US Federal 2025-2026 Regular Session

US Federal Senate Bill SB3605

Introduced
1/8/26  

Caption

Disaster Zone Energy Affordability and Investment Act

Impact

If enacted, SB3605 will specifically modify existing tax provisions to treat certain business credit carryforwards as transferable. This means that businesses in designated qualified disaster areas could utilize these credits to offset future tax liabilities more effectively. The bill identifies that a qualified disaster area is one where a major disaster declaration has been made after December 31, 2023, thereby ensuring that only those regions experiencing recent disasters benefit from this change. By enhancing the flexibility around tax credits, the bill aims to stimulate economic activity and revitalization efforts in struggling regions.

Summary

SB3605, known as the Disaster Zone Energy Affordability and Investment Act, is a legislative proposal aimed at amending the Internal Revenue Code of 1986. The core provision allows taxpayers affected by federally declared disasters to transfer a portion of their general business credit carryforwards. This bill recognizes the financial challenges faced by businesses in disaster-affected areas and seeks to provide them with additional resources to recover and continue their operations. The bill primarily targets incentives to promote economic recovery in these zones by facilitating access to tax credits that may have otherwise gone unused due to disaster impacts.

Contention

The potential impact of SB3605 on state laws revolves around how it integrates federal tax adjustments with state tax codes. Some stakeholders might express concerns regarding the uniformity of tax treatment across states, especially in states that have their regulations regarding business relief post-disaster. Moreover, discussions may arise about the adequacy of the definition and requirements for ‘qualified disaster areas,’ as states look to ensure that their localized definitions align with federal expectations without losing access to essential supports for their businesses. The ability to transfer tax credits could raise questions on fiscal responsibility and the prioritization of resources in state budgets.

Companion Bills

US HB7450

Same As Disaster Zone Energy Affordability and Investment Act

Previously Filed As

US HB7450

Disaster Zone Energy Affordability and Investment Act

US H5484

Energy Affordability Act

US HB1878

IVF Access and Affordability Act

US S1965

To support disaster response and broadband infrastructure affordability

US HB5862

American Energy Independence and Affordability Act

US HB1065

Transit and Housing Investment Zones

US H3117

To support disaster response and broadband infrastructure affordability

US SB3840

Health Investment Zones Act of 2026

US HB7496

Health Investment Zones Act of 2026

US HB1105

Disaster Resiliency and Coverage Act of 2025

Similar Bills

No similar bills found.