US Federal 2025-2026 Regular Session

US Federal Senate Bill SB35

Introduced
1/8/25  

Caption

Homeowners Premium Tax Reduction Act of 2025 This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence. 

Congress_id

119-S-35

Policy_area

Taxation

Introduced_date

2025-01-08

Companion Bills

No companion bills found.

Previously Filed As

US AB1620

Personal Income Tax Law: deductions: homeowners’ insurance premiums.

US HB11

This bill provides a tax deduction for health insurance premiums paid to provide medical insurance coverage for an individual, the individual’s spouse, and the individual’s dependents. Under the bill, the tax deduction may be claimed as an adjustment to income (also known as an above-the-line tax deduction), which does not require the individual to itemize deductions. 

US HB330

Establishes an income tax credit for annual homeowners' insurance premiums paid in excess of a certain amount (OR -$250,000,000 GF RV See Note)

US HB236

Establishes an individual income tax deduction for certain property insurance policy premiums (OR -$69,900,000 GF RV See Note)

US H0775

Homeowner's Insurance Premium Reductions

US SB0183

Income tax deduction for health insurance premiums.

US S2945

Allows tax credit for expenses incurred for medical insurance premiums and deductible payments for certain taxpayers under gross income tax.

US HB331

Establishes an income tax credit for certain amount of annual auto insurance premiums paid by a taxpayer (OR GF RV See Note)

US HB559

Seniors in the Workforce Tax Relief ActThis bill establishes a new above-the-line federal tax deduction through 2029 for individuals who attain the age of 65 before the end of the tax year. (Above-the-line deductions are subtracted from gross income to calculate adjusted gross income.)Under the bill, the amount of the tax deduction is $25,000 for individuals (or $50,000 for joint filers and surviving spouses) and begins to phase out for individuals with an adjusted gross income over $100,000 (or $200,000 for joint filers and surviving spouses). 

US H1175

To provide homeowners with fair insurance premiums

Similar Bills

No similar bills found.