US Federal 2025-2026 Regular Session

US Federal Senate Bill SB3428

Introduced
12/10/25  

Caption

SAFE Crypto Act Strengthening Agency Frameworks for Enforcement of Cryptocurrency Act

Impact

The establishment of the task force will entail collaboration among various federal, state, and local agencies, as well as industry stakeholders. Expected to be operational within 180 days of the bill's enactment, it will evaluate methods to detect and prevent scams, promote information sharing, and enhance law enforcement efforts in tackling financial crimes related to digital assets. The report generated by the task force will provide evaluations and recommendations to improve the existing frameworks for addressing these scams.

Summary

SB3428, also known as the SAFE Crypto Act, seeks to establish a Task Force dedicated to recognizing and preventing scams related to cryptocurrency. The bill acknowledges the rapid growth of digital assets and the scams that target both consumers and investors within this emerging landscape. By introducing this task force, the legislation aims to mitigate the risks associated with financial scams and bolster consumer protection in the digital asset space.

Contention

Critics of SB3428 may argue about the feasibility and effectiveness of creating a task force that involves coordination across numerous jurisdictions and sectors, as scams can evolve rapidly and often outpace regulatory frameworks. There may also be concerns surrounding personal privacy and regulatory overreach regarding the oversight of digital asset transactions. Balancing the need for consumer protection with the innovation presented by digital assets will likely be a point of contention as discussions unfold.

Companion Bills

No companion bills found.

Previously Filed As

US SB1043

state agencies; payments; cryptocurrency

US S0163

Cryptocurrency

US HB1042

Regulation and investment of cryptocurrency.

US SB1024

State agencies; payments; cryptocurrency

US HB2387

Cryptocurrency kiosk; license; fraud prevention

US HB18

Enact the Ohio Strategic Cryptocurrency Reserve Act

US S1040

Trust Funds/Florida Cryptocurrency Reserve

US S1038

Florida Strategic Cryptocurrency Reserve

US HB2232

DIFI; cryptocurrency kiosk operator; license

US HB3518

Cryptocurrency mining; Cryptocurrency Mining Act of 2026; effective date.

Similar Bills

No similar bills found.