US Federal 2025-2026 Regular Session

US Federal Senate Bill SB3274

Introduced
11/20/25  

Caption

Healthy MOM Act Healthy Maternity and Obstetric Medicine Act

Impact

The bill seeks to amend the Public Health Service Act, the Patient Protection and Affordable Care Act, and the Internal Revenue Code to ensure that all health plans cover maternity care, including labor and delivery, for dependents irrespective of their age. It highlights the critical need for comprehensive maternity coverage as a means to address the growing concerns around maternal mortality rates, particularly among underserved communities. By enforcing this coverage, the bill aims to eliminate discrepancies in maternal health outcomes and offer a support system for women during a vital life event.

Summary

SB3274, also known as the 'Healthy MOM Act', aims to enhance maternity care coverage for pregnant women across various health insurance plans. It establishes a special enrollment period that allows pregnant individuals to enroll in coverage starting from the date their pregnancy is confirmed. This provision is intended to improve access to essential maternity care, especially for those who may face barriers with traditional health insurance enrollment processes. The bill emphasizes the importance of timely maternity care for better health outcomes for both mothers and newborns.

Contention

Despite its potential benefits, the bill has faced criticism regarding the logistics of implementing a special enrollment period and the impact on existing health insurance frameworks. Supporters argue that the policy is essential for reducing maternal mortality and providing equitable health care access, while opponents may express concerns about the financial implications for insurers and the possible administrative burdens placed on health care providers. The balance between ensuring adequate coverage while maintaining the viability of health insurance markets remains a contentious point in discussions around the Healthy MOM Act.

Companion Bills

US HB6242

Related Healthy MOM Act Healthy Maternity and Obstetric Medicine Act

Previously Filed As

US HB6242

Healthy MOM Act Healthy Maternity and Obstetric Medicine Act

US SB2059

Keeping Obstetrics Local Act

US HB3942

Keeping Obstetrics Local Act

US HB1254

Rural Obstetrics Readiness Act

US SB380

Rural Obstetrics Readiness Act

US HB885

Public Health, Department of; establish program to assist certain pregnant women who reside in low access to maternity care areas and maternity care deserts in obtaining obstetric care

US HB884

Public Health, Department of; establish grant program for perinatal facilities to increase availability of obstetric care in low access maternity care areas and deserts

US SB2289

Healthy Moms and Babies Act

US SR1004

American College of Obstetricians and Gynecologists; recognize

US HB842

Requires MO HealthNet and health benefit plans providing for maternity benefits to cover a home blood pressure monitoring device for pregnant and postpartum women

Similar Bills

NJ A1679

Provides certain deceptive practices in advertising of pregnancy-related services or health care services violate consumer fraud act.

NJ S3319

Provides certain deceptive practices in advertising of pregnancy-related services violate consumer fraud act.

KS HB2635

Enacting the pregnancy center autonomy and rights of expression act to protect the ability of private pregnancy centers to provide life-affirming care.

OK HB3194

Pregnancy centers; terms; agencies; pregnancy center; prohibitions; abortion-inducing drugs or contraception; counsel; staffing or hiring decisions; remedies; severability; effective date.

NJ A3753

Requires crisis pregnancy centers to disclose certain information in multiple languages.

SC H3504

Pregnancy CARE Act

SC H3012

Pregnancy CARE Act

NJ SR30

Supports work of pregnancy resource centers and condemns harassment of pregnancy resource centers by AG.