US Federal 2025-2026 Regular Session

US Federal House Bill HB8076

Introduced
3/25/26  

Caption

PREDICT Act Preventing Real-time Exploitation and Deceptive Insider Congressional Trading Act

Impact

If enacted, the PREDICT Act would amend Chapter 131 of Title 5, United States Code, introducing a new subchapter dealing directly with the restrictions on trading in prediction markets by covered individuals. This act represents a significant shift in ethical standards in public service, aiming to ensure that those in positions of power and influence do not exploit future uncertain political events for personal financial gain. The legislation also outlines the consequences for violations, indicating a serious approach to enforcing these new standards.

Summary

House Bill 8076, known as the Preventing Real-time Exploitation and Deceptive Insider Congressional Trading Act (PREDICT Act), aims to establish regulations that prohibit certain individuals connected to Congress from participating in prediction markets. This bill specifically targets Members of Congress, their immediate family members, and certain federal officers, creating a legal framework designed to avoid any potential financial conflicts of interest that could arise from such trading activities.

Contention

There is ongoing debate surrounding the necessity and effectiveness of regulations imposed by the PREDICT Act. Proponents argue that it is a crucial step in restoring public trust in governmental institutions by closing loopholes that might allow for unethical behavior. Conversely, opponents raise concerns regarding the limitations it might impose on free market activities, questioning whether such regulations could stifle legitimate uses of prediction markets in political forecasting or civic engagement.

Implementation

To ensure compliance and enforcement, the act establishes a supervisory ethics office responsible for issuing guidance and managing potential penalties for violations. Covered individuals who breach the provisions may face significant fines, reinforcing the bill's intent to deter unethical trading practices within the realm of American politics.

Companion Bills

No companion bills found.

Previously Filed As

US HB8148

Prediction Market RISK Act Prediction Market Restrictions on Insider Speculation and Knowledge-Trading Act

US SB4134

Stop Insider Trading Act

US HB7008

Stop Insider Trading Act

US HB1908

End Congressional Stock Trading Act

US HB4890

Ending Trading and Holdings in Congressional Stocks (ETHICS) Act

US SB1879

Ban Congressional Stock Trading Act

US SR276

Urging the Congress of the United States to ban insider stock trading and betting in prediction markets.

US HB358

No Corruption in Government Act Prohibit Insider Trading Act

US HB8123

STOP Corrupt Bets Act of 2026 Stop Trading On Predictions and Corrupt Bets Act of 2026

US SB4226

STOP Corrupt Bets Act of 2026 Stop Trading On Predictions and Corrupt Bets Act of 2026

Similar Bills

No similar bills found.