Tennessee 2025-2026 Regular Session

Tennessee Senate Bill SB0362

Introduced
1/28/25  
Engrossed
3/3/25  
Enrolled
4/8/25  
Passed
4/21/25  

Caption

AN ACT to amend Tennessee Code Annotated, Title 47 and Title 58, relative to veteran benefits.

Impact

The enactment of SB 362 will introduce strict guidelines around how compensation for advising on veteran benefits can occur, especially limiting the financial incentives of third-party advisors. This bill will bring significant changes to existing practices and will ensure that veterans are provided with clear, upfront disclosures about the services they can access without charge. Additionally, by specifying that violators of these stipulations will be treated under the Tennessee Consumer Protection Act, the bill aims to establish robust mechanisms for accountability and adherence to ethical practices in the provision of veteran services.

Summary

Senate Bill 362, known as the Safeguarding American Veteran Empowerment (SAVE) Act, aims to amend the Tennessee Code concerning veteran benefits. The bill sets forth regulations regarding the compensation for individuals who assist veterans in obtaining benefits. It prohibits individuals from receiving compensation for referring veterans to benefit advisory services and establishes rules about payment for advice, stating that such payments can only be contingent upon a successful increase in awarded benefits. The key intention of the bill is to protect veterans from exploitation and ensure that they are adequately informed of available free services before opting for paid assistance.

Sentiment

The sentiment surrounding SB 362 appears to be broadly positive among supporters, as it reflects an intention to safeguard the interests of veterans and promote ethical standards in service provision. Advocates argue that without such regulations, there is a risk of fraud and exploitation within the realm of veteran assistance, especially during vulnerable periods. However, the legislation may face scrutiny from those who argue that it could inadvertently restrict access to valuable resources for veterans that are offered in a legitimate context, raising concerns about possible unintended consequences.

Contention

Notable points of contention include potential pushback from individuals and organizations currently operating in the veterans’ benefits advisory space who may see these regulations as an infringement on their ability to conduct business. Some critics may argue that the limitations on compensation could deter qualified advisors from offering their services, thus inadvertently harming veterans who may require personalized assistance. Balancing protections against potential overreach in regulation will be a critical consideration as the bill moves toward implementation.

Companion Bills

TN HB0342

Crossfiled AN ACT to amend Tennessee Code Annotated, Title 47 and Title 58, relative to veteran benefits.

Previously Filed As

TN HB0342

AN ACT to amend Tennessee Code Annotated, Title 47 and Title 58, relative to veteran benefits.

TN HB0053

AN ACT to amend Tennessee Code Annotated, Title 47, Chapter 18 and Title 58, Chapter 3, relative to veterans.

TN SB0183

AN ACT to amend Tennessee Code Annotated, Title 47, Chapter 18 and Title 58, Chapter 3, relative to veterans.

TN SB2305

AN ACT to amend Tennessee Code Annotated, Title 4; Title 52; Title 68 and Title 71, relative to veterans' benefits.

TN HB2469

AN ACT to amend Tennessee Code Annotated, Title 4; Title 52; Title 68 and Title 71, relative to veterans' benefits.

TN SB0948

AN ACT to amend Tennessee Code Annotated, Title 47 and Title 67, relative to veterans.

TN HB1134

AN ACT to amend Tennessee Code Annotated, Title 47 and Title 67, relative to veterans.

TN HB0309

AN ACT to amend Tennessee Code Annotated, Title 58, Chapter 3, relative to veterans.

TN SB0528

AN ACT to amend Tennessee Code Annotated, Title 58, Chapter 3, relative to veterans.

TN SB2483

AN ACT to amend Tennessee Code Annotated, Title 4, Chapter 25 and Title 58, Chapter 3, relative to veterans services.

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