South Carolina 2025-2026 Regular Session

South Carolina House Bill H4732

Introduced
1/13/26  

Caption

Autobomobile insurance arbitration

Impact

The proposed changes would streamline the arbitration process for parties involved in property damage claims and ensure that arbitration decisions are more impactful in legal contexts. Additionally, the bill introduces a provision allowing arbitrators to award reasonable attorney's fees and costs to the prevailing party. This could lead to more equitable outcomes in which parties that prevail in an arbitration hearing may receive a portion of their legal expenses back, potentially incentivizing claimants to pursue legitimate claims.

Summary

House Bill 4732 aims to amend the South Carolina Code of Laws regarding arbitration fees and procedures related to property damage liability claims. The bill intends to increase the fee structures associated with arbitration and improve compensation for arbitrators. Specifically, revisions are made to Section 38-77-720, which establishes a panel of arbitrators that must include practicing attorneys and determines compensation on a rotational basis, as well as structural changes to filing requirements and hearing processes for claims.

Contention

One notable concern surrounding H4732 involves the implications of the bill on access to justice for claimants, especially those who may find the increased fees burdensome. Critics may argue that the heightened costs associated with arbitration could deter individuals from filing claims, thus creating inequities in the system. Furthermore, by making arbitrator decisions admissible as substantive evidence of liability and damages in court, some stakeholders worry that it may lead to a lack of thorough judicial review of arbitrator rulings, thereby affecting the rights of the parties involved.

Companion Bills

No companion bills found.

Previously Filed As

SC HB06435

An Act Concerning The Insurance Department's Automobile Physical And Property Damage Arbitration Process.

SC HB1151

Arbitration of Health Insurance Claims

SC H4039

Automobile Insurance

SC S09791

Requires employment and consumer dispute arbitrations to be submitted to neutral third party arbitrators; establishes prohibited arbitration agreements and provisions; requires disclosure of information by certain arbitrators.

SC H0863

Arbitration for Disputes with Citizens Property Insurance Corporation

SC HB1236

Arbitration Reform

SC H4049

Automobile Insurance

SC SB2162

ARBITRATION-VARIOUS

SC HB2408

ARBITRATION-VARIOUS

SC HB379

Provides relative to mandatory binding arbitration with respect to property insurance policies

Similar Bills

No similar bills found.