South Carolina 2025-2026 Regular Session

South Carolina House Bill H4512

Introduced
5/6/25  

Caption

Bond premium

Impact

The impact of H4512 on state law is significant, particularly in how it regulates the actions of bail bondsmen in South Carolina. By setting a cap on bond premiums and implementing a baseline fee, the law seeks to prevent exploitative practices where bondsmen could charge exorbitant fees. Furthermore, the allowance for payment agreements provides a structured approach for defendants who may struggle to pay their bond upfront, allowing them to manage payments over time in a manner that has previously been less regulated.

Summary

House Bill H4512 proposes amendments to the South Carolina Code of Laws concerning bail bond regulations. The bill introduces a new section, 38-53-175, which limits the bond premium to a maximum of fifteen percent of the bail bond's face value. Additionally, it establishes a minimum charge for bondsmen, requiring them to collect a fee of at least one hundred dollars or ten percent of the bond, whichever is greater, prior to execution of the bond. This change aims to standardize the charging practices in the bail bond industry and create clearer guidelines for both bondsmen and defendants involved in bail agreements.

Contention

Notable points of contention surrounding the bill may arise from different stakeholders in the bail process, especially bondsmen who may feel that the minimum fee could undercut their earnings in a competitive market. While the bill aims to protect defendants from high costs, some opponents may argue that it restricts the flexibility required by the bondsmen to conduct their business effectively. There may also be concerns about the viability of payment agreements, particularly regarding how they are enforced and the potential for additional complications for defendants who fail to adhere to payment schedules.

Companion Bills

No companion bills found.

Previously Filed As

SC S0260

Excess Insurance Premium Tax Credit

SC H4742

Uninsured Motorist Coverage Premiums

SC S0727

Uninsured Motorist Coverage Premiums

SC H3259

First responder automobile insurance premiums

SC S0857

Contingent Deferred Annuities

SC SB2

State Highway Project Bonds

SC HB1160

Transparency and Accountability of Patient Premiums Invested in Dental Care Act; create.

SC SB228

Enterprise Disability Buy-in Premiums

SC SB378

Bail bondsman; allowing Insurance Commissioner to approve certain bondsman to write bonds over certain deposit amount. Effective date.

Similar Bills

AL HB302

Bail and surety bonding; requirements for professional surety bondsman and professional bail bondsman further provided for, requirements for apprentice bondsman further provided for, to require circuit clerks to report the authorized professional bail bond companies, appointment of additional members to the Alabama Bail Bonding Board provided for, and late application and license renewal fees provided

TN HB0528

AN ACT to amend Tennessee Code Annotated, Title 40, relative to pretrial release.

TN SB0464

AN ACT to amend Tennessee Code Annotated, Title 40, relative to pretrial release.

AL HB410

Bail Bonds; Bail Reform Act of 1993 and Bail Bond Regulatory Act amended; certain undeposited fees forgiven; penalties for crime of bail jumping increased; to provide further for conditional forfeitures, out-of-state bondsmen and sureties, limitations on property owners as sureties; to provide further for the definition of an employee of a professional bail bond company or professional surety company, for the licensing and duties of apprentices; to increase the membership of the Alabama Professional Bail Bonding Board; provide for a late fee for renewals; and to require applicants for licensing to be residents of this state for at least one year

TN SB0271

AN ACT to amend Tennessee Code Annotated, Title 40, relative to bondsmen.

OK HB1708

Professions and occupations; bail bondsman; definitions; cash bail bondsman; effective date.

OK HB1708

Professions and occupations; bail bondsman; definitions; cash bail bondsman; effective date.

OK SB378

Bail bondsman; allowing Insurance Commissioner to approve certain bondsman to write bonds over certain deposit amount. Effective date.