Rhode Island 2026 Regular Session

Rhode Island Senate Bill S3090

Introduced
3/13/26  

Caption

Prohibits a healthcare provider from requiring patients to provide electronic payment information to be kept on file as a condition to receiving treatment and makes it a violation a deceptive trade practice.

Impact

The implementation of S3090 would modify current practices among healthcare providers in Rhode Island. By prohibiting the requirement to hold electronic payment information, the bill aims to alleviate fears among patients who may be reluctant to seek medical care due to financial apprehensions. Furthermore, any violation of this requirement would be classified as an unfair trade practice according to title 6, chapter 13.1, which imposes legal consequences on providers that do not comply. This change is expected to bolster patient confidence in healthcare systems and improve overall access to medical services.

Summary

S3090, introduced in the Rhode Island General Assembly, aims to protect patients by prohibiting healthcare providers from mandating that patients provide electronic payment information - such as bank account numbers or credit card details - in order to receive medical treatment. This bill addresses concerns regarding privacy and the potential coercion of patients into sharing sensitive financial data before they can access necessary healthcare services. Instead of being a prerequisite for seeing a provider or receiving care, sharing such financial information needs to be voluntary, thus reinforcing the autonomy of patients in their healthcare choices.

Contention

Notable points of contention surrounding S3090 may arise from the perspective of healthcare providers and businesses that rely on electronic payment systems. Critics of the bill could argue that such requirements support efficient billing processes and reduce administrative costs. There is a potential concern that the prohibition might complicate financial interactions between providers and patients, leading to increased risks of unpaid services. Nevertheless, advocates for the bill emphasize the paramount importance of patient rights and privacy, arguing that financial information should never be a barrier to receiving medical care.

Companion Bills

No companion bills found.

Previously Filed As

RI H6353

Authorizes a physician practice to charge a practice support contribution; provided that, the amount does not exceed $120 per year, per patient, enrolled in a healthcare insurance plan, (excluding Medicaid and traditional Medicare).

RI S0846

Prohibits healthcare providers and health plans from denying the payment of a medical bill, solely because the bill may have arisen from a third-party claim.

RI H5561

Prohibits healthcare providers and health plans from denying the payment of a medical bill, solely because the bill may have arisen from a third-party claim.

RI S0487

Prohibits any healthcare facility, from asking the legal immigration status of any patient.

RI S0905

Prohibits dental insurers from refusing to honor directions to pay from insured, modifying benefits to be paid. Requires providers to accept payment by virtual credit card as unfair claims practices.

RI H6155

Prohibits dental insurers from refusing to honor directions to pay from insured, modifying benefits to be paid. Requires providers to accept payment by virtual credit card as unfair claims practices.

RI H6244

Prohibits any personnel, in any healthcare facility, from asking the legal immigration status of any patient.

RI S0469

Requires written consent by recipient or parent before vaccine and prohibits discrimination against those who don't vaccinate and fines up to $25,000 for violation. Also prohibits DCYF from investigating their for failure to vaccinate their child.

RI H5256

Provides for equal pay for healthcare providers.

RI H5426

Requires the disclosure of the transfer of certain assets of healthcare facilities and provides penalties for failing to file healthcare facility ownership information.

Similar Bills

No similar bills found.