Rhode Island 2026 Regular Session

Rhode Island Senate Bill S3011

Introduced
3/5/26  

Caption

Prohibits public and private colleges and universities from charging students for institution provided health insurance in the absence of affirmative action by the student opting-in to coverage.

Impact

The implementation of S3011 is set to significantly impact the financial obligations of students attending higher education institutions. By mandating that students affirmatively accept or reject health insurance coverage, the bill prevents schools from inadvertently creating financial burdens due to automatic fees associated with health plans. This change could potentially reduce the overall cost of education for students who choose to decline such coverage, thereby making higher education more accessible.

Summary

Bill S3011, known as the Post-Secondary Student Health Insurance Plan Act, establishes new requirements regarding the enrollment of students in health insurance plans provided by institutions of higher education in Rhode Island. The bill specifically prohibits both public and private colleges and universities from automatically enrolling students in institutional health insurance plans. Instead, students must provide affirmative consent, either in writing or through an electronic platform, to opt-in to such coverage. This aims to empower students to make informed choices about their health insurance without being subjected to automatic charges for services they may not want or need.

Contention

Some points of contention surrounding this bill may arise from differing opinions on the necessity of health insurance for students. Advocates for the bill argue it respects student autonomy and reduces unwarranted costs, while opponents may express concern that it could lead to gaps in health coverage, leaving students unprotected. Furthermore, the bill allows institutions to still require health insurance as a condition for attendance, which could lead to debates about the sufficiency and adequacy of available insurance options.

Companion Bills

No companion bills found.

Previously Filed As

RI S0112

Establishes a new educational program that allows students to enroll public and private schools of their choice.

RI H6271

Requires public middle schools, to allow students from a recognized non-public, charter, or alternative education institution, to participate in a non-sponsored sport in the school district where the student resides.

RI S0232

Prohibits an educational institution or school district from accessing or using location data for tracking a student's institutional device or personal device, except in limited circumstances.

RI H5176

Prohibits an educational institution or school district from accessing or using location data for tracking a student's institutional device or personal device, except in limited circumstances.

RI S0897

Requires health insurance providers to provide insurance coverage for pharmacists’ services.

RI H5627

Requires health insurance providers to provide insurance coverage for pharmacists’ services.

RI S0684

Prohibits a policy of individual health insurance coverage from requiring prior authorization for prescriptions of generic medication.

RI H5949

Provides among the purposes of zoning ordinances, the duty to affirmatively further fair housing.

RI S0393

Permits students at failing schools to enroll in any public school and also established the Rhode Island education revitalization fund to provide funding to the school choice program.

RI S1115

Bills nonprofit colleges and universities in the city of Providence for municipal services if they do not reach a memorandum of agreement with the city for increased payments.

Similar Bills

CA AB850

Institutional Debt Transparency Act.

NJ A2359

Requires undergraduate students to file degree plan and requires institutions of higher education and certain propriety institutions to develop pathway systems to graduation.

NJ S1480

Requires undergraduate students to file degree plan and requires institutions of higher education and certain proprietary institutions to develop pathway systems to graduation.

NJ S1504

Establishes process for merger or consolidation of public institution of higher education with other institutions of higher education or certain proprietary institutions; requires executive and legislative approval of merger or consolidation.

NJ A2133

Establishes process for merger or consolidation of public institution of higher education with other institutions of higher education or certain proprietary institutions; requires executive and legislative approval of merger or consolidation.

TX HB5180

Relating to the issuance of a diploma to a student graduating from a public institution of higher education that has undergone a merger, acquisition, or name change.

CA AB2771

California Private Postsecondary Education Act of 2009.

CA SB372

California Private Postsecondary Education Act of 2009: exemptions.