Rhode Island 2026 Regular Session

Rhode Island Senate Bill S2564

Introduced
2/13/26  

Caption

Provides that for treatment of mental health and substance use disorders, payors would rely upon criteria which reflect generally accepted standards of care when developing coverage.

Impact

If enacted, S2564 would significantly impact existing state laws regarding mental health treatment and insurance coverage. This act obligates health insurance providers to align their treatment protocols with generally accepted standards of care, which would ensure that patients receive appropriate and necessary treatments. Additionally, the act’s emphasis on parity may expand access to vital services for those affected by mental health issues, thereby potentially reducing the stigma associated with seeking treatment.

Summary

S2564 is a legislative act aimed at ensuring comprehensive insurance coverage for mental health and substance use disorders. The bill mandates that both group and individual health plans provide treatment for these conditions on the same terms as they would for other medical conditions. This includes the removal of annual or lifetime dollar limits on coverage and requires that any treatment limitations be no more restrictive than those applied to general medical conditions. The intent of this act is to promote mental health parity in insurance practices, ensuring that individuals suffering from mental illnesses and substance use disorders receive equitable treatment under insurance policies.

Contention

However, the bill has been met with some points of contention. Critics may argue that it imposes additional burdens on insurance providers and could lead to increased costs for health plans. Some stakeholders might be concerned about the feasibility of enforcing these standards and the potential for disputes between insurers and healthcare providers regarding definitions of 'generally accepted standards of care'. These discussions often center around how best to balance patient access to care with cost containment in healthcare.

Companion Bills

No companion bills found.

Previously Filed As

RI S0193

Amends the provisions for insurance coverage of mental health, mental illness, and substance use disorders.

RI H6061

Amends the provisions for insurance coverage of mental health, mental illness, and substance use disorders.

RI H5432

This act would prohibit health insurance providers from requiring preauthorization for in- network mental health or substance use disorder services.

RI S0054

Prohibits health insurance providers from requiring preauthorization for in- network mental health or substance use disorder services.

RI S0794

Authorizes emergency medical service agencies to transport individuals to alternative facilities for treatment and permits licensed providers for mental health disorders to treat patients within the community.

RI H6254

Authorizes office of health and human services (EOHHS) to establish coverage for obesity treatments, including medication. Office of health and human services would seek a 1115(a) waiver.

RI H5172

Would promote transparency and accountability in the use of artificial intelligence by health insurers to manage coverage and claims.

RI H5615

Revises sections of the uniform controlled substances act to remove specific opioid dosage requirements, revises the uniform controlled substances act in accordance with current standards of professional practice and would repeal chapter 37.4 of title 5.

RI S0473

Extends coverage for treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute onset neuropsychiatric syndrome by removing the sunset date of December 31, 2025, and mandating such coverage.

RI H5850

Requires every individual or group health insurance plan on or after January 1, 2026, that provides benefits to reimburse child service providers for therapy services offered through EOHHS certified Kids Connect/Therapeutic Services.

Similar Bills

NM HB152

Medically Assisted Treatment For Juveniles

NH HB751

Requiring licensure of outpatient substance use disorder treatment facilities and relative to complaint investigation of treatment facilities by the department of health and human services office of the ombudsman and making an appropriation therefor.

PA SB691

Establishing the Nonnarcotic Medication Substance Use Disorder Treatment Program; in organization and jurisdiction of courts of common pleas, providing for court assessments for substance use disorder treatment; in other criminal provisions, further providing for supervisory relationship to offenders; and, in Pennsylvania Board of Probation and Parole, further providing for supervisory relationship to offenders.

MO SB218

Modifies provisions relating to court operations

MA H2227

Replacing archaic and stigmatizing language for substance use

NJ S810

Authorizes outpatient substance use disorder treatment programs to make housing available under certain circumstances.

MS HB718

Opioid use disorder; require substance use disorder facilities to provide pregnant women with onsite access to certain treatments.

MO HB3417

Modifies provisions relating to treatment courts