Provide to provide greater clarity in insurance claim settlements, the appraisal process and procedural safeguards to enhance consumer protections against bad faith practices by insurers.
Clarifies the definitions of unfair claims practices pertaining to insurers with regard to appraisals and total losses. It also corrects a citation regarding salvage and reconstructed titles.
Prohibits dental insurers from refusing to honor directions to pay from insured, modifying benefits to be paid. Requires providers to accept payment by virtual credit card as unfair claims practices.
Prohibits dental insurers from refusing to honor directions to pay from insured, modifying benefits to be paid. Requires providers to accept payment by virtual credit card as unfair claims practices.
Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 75% to 80% of the fair market value.
Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 85% of the fair market value.
Expands the definition of "employee," and clarifies that the board may defer a pending unfair labor practice charge to allow for the grievance and arbitration process to move forward pursuant to the charging parties collective bargaining agreement.
Expands the definition of "employee," and clarifies that the board may defer a pending unfair labor practice charge to allow for the grievance and arbitration process to move forward pursuant to the charging parties collective bargaining agreement.
Requires at fault insurance companies to provide to any claimant whose vehicle is damaged in an accident, to provide a vehicle that is comparable to the claimant’s vehicle and that rental charges shall be based on local retail prices.
Requires at fault insurance companies to provide to any claimant whose vehicle is damaged in an accident, to provide a vehicle that is comparable to the claimant’s vehicle and that rental charges shall be based on local retail prices.