Rhode Island 2026 Regular Session

Rhode Island Senate Bill S2032

Introduced
1/9/26  

Caption

Prohibits an insurance company from imposing any cost-sharing requirements for any diagnostic or supplemental breast examinations.

Impact

The proposed legislation will amend existing chapters in Rhode Island's General Laws that govern accident and sickness insurance policies, nonprofit hospital service corporations, and health maintenance organizations. By creating a provision that ensures these examinations are fully covered, it aligns the state's health insurance policies with emerging standards in preventive healthcare. This change is expected to relieve financial burdens from patients and encourage more individuals to participate in essential screenings that can detect breast cancer in its early stages.

Summary

Bill S2032 aims to enhance health insurance coverage by prohibiting any insurance company from imposing cost-sharing requirements for diagnostic or supplemental breast examinations. This means that individuals undergoing these important screenings for breast cancer will not face out-of-pocket expenses such as deductibles, copayments, or coinsurance. The bill is a proactive measure aimed at improving access to breast cancer screenings, thereby potentially leading to earlier detections and better health outcomes for women at risk of breast cancer.

Contention

Despite the positive implications of access to these critical health services, potential points of contention may arise regarding the financial implications for insurance providers. Some stakeholders might argue that removing cost-sharing could lead to increased healthcare premiums overall. Additionally, there may be discussions about the criteria for determining when such screenings should be conducted, especially in regards to personal or family medical histories that indicate increased breast cancer risk. Balancing comprehensive coverage with sustainable insurance practices will likely be part of the legislative debate surrounding S2032.

Companion Bills

No companion bills found.

Previously Filed As

RI S0197

Prohibits an insurance company from imposing any cost-sharing requirements for any diagnostic or supplemental breast examinations.

RI H5430

Prohibits an insurance company from imposing any cost-sharing requirements for any diagnostic or supplemental breast examinations.

RI H5629

Amends the current law on health insurance coverage for fertility diagnostic care, standard fertility preservation services, and fertility treatment and requires coverage for any medically necessary ovulation-enhancing drugs and medical services.

RI H5416

Prohibits auto insurance companies from using certain race and geographical locations criteria when determining insurance rates.

RI H6317

Prohibits an insurer from imposing a requirement of prior authorization for any admission, item, service, treatment, test, exam, study, procedure, or any generic or brand name prescription drug ordered by a primary care provider.

RI H6047

Mandates all health insurance contracts from January 1, 2026, to cover FDA-approved contraceptives, sterilization, contraception counseling, follow-up services, and a twelve-month supply for Medicaid recipients.

RI S0791

Prohibits insurance companies from paying a rate that is less than the approved Medicaid rate set by the executive office of health and human services.

RI H5621

Prohibits insurance companies from paying a rate that is less than the approved Medicaid rate set by the executive office of health and human services.

RI S0691

Requires individual and group health insurance policies that provide pregnancy-related benefits to cover medically necessary expenses for diagnosis and treatment of infertility and standard fertility-preservation services.

RI H5653

Prohibits the licensing authority from imposing additional or stricter requirements than the department of attorney general as well as prohibiting said licensing authorities from imposing any fees, other than the fee required in ยง 11-47-12.

Similar Bills

CA AB1570

Health care coverage: diagnostic imaging.

TX HB3140

Relating to network adequacy standards for preferred provider benefit plans.

CA SB1309

Health care coverage: lung cancer.

HI SB795

Relating To Automotive Repair.

HI HB1464

Relating To Automotive Repair.

HI SB795

Relating To Automotive Repair.

HI HB1464

Relating To Automotive Repair.

NJ S2085

"Fair Repair Act"; concerns repairs to certain consumer electronics.