Rhode Island 2026 Regular Session

Rhode Island House Bill H8267

Introduced
3/11/26  

Caption

Establishes a procedure for a health insurer to reimburse a healthcare provider no less than sixty-five percent (65%) of each unpaid co-payment, co-insurance or deductible amount due, after reasonable collection efforts.

Impact

The passage of H8267 would significantly modify the way health insurers handle reimbursement for healthcare services rendered. By defining clear criteria under which healthcare providers can claim reimbursement for unpaid amounts, the bill directly addresses the challenge of bad debt within the healthcare system. Not only does this enhance fiscal stability for healthcare providers, but it also aligns reimbursement practices with those established by the Centers for Medicare & Medicaid Services, potentially streamlining operations in line with existing federal standards.

Summary

House Bill 8267 seeks to establish a procedure for health insurers to manage the reimbursement of healthcare providers concerning unpaid co-payments, co-insurance, and deductible amounts owed by insured individuals. Specifically, the bill mandates that insurers must reimburse providers at least sixty-five percent (65%) of each unpaid amount, provided that reasonable collection efforts have been made by the healthcare provider. This initiative aims to decrease the financial burden on healthcare providers caused by uncollectible debts, facilitating a more reliable revenue stream for these entities.

Contention

However, the bill has its critics. Some stakeholders voice concerns about the implications for insurance companies, arguing that mandatory reimbursements could lead to increased premiums for consumers or potential financial strain on insurers that must allocate funds for uncollected debts. Furthermore, critics argue that the bill does not adequately consider how the requirements may pressure insurers into adopting more stringent policies regarding which healthcare providers they contract with, possibly limiting access to care for patients depending on their insurance plans.

Considerations

Overall, while H8267 aims to create a more equitable funding structure for healthcare providers dealing with bad debts, it raises important considerations regarding the balance between protecting healthcare providers and ensuring the sustainability of health insurance systems. The upcoming debates around the bill will likely explore these themes further, as stakeholders from various sectors scrutinize its potential to reshape healthcare delivery and insurance practices within the state.

Companion Bills

No companion bills found.

Previously Filed As

RI H5628

Mandates all health insurance contracts, plans, or policies provide the same reimbursement to independent healthcare facilities as that of hospital affiliated facilities where the same healthcare service is provided.

RI H5862

Requires insurance companies to prove that a healthcare service or procedure is not medically necessary.

RI S0681

Amends powers/duties of the office of the health insurance commissioner to increase total cost of care for services reimbursed under contracts after risk adjustment that exceeds the Consumer Price Index for all Urban Consumers percentage increase.

RI H5832

Amends powers/duties of the office of the health insurance commissioner to increase total cost of care for services reimbursed under contracts after risk adjustment that exceeds the Consumer Price Index for all Urban Consumers percentage increase.

RI S0305

Establishes the right of a medical practitioner, healthcare institution, or healthcare payer not to participate in or pay for any medical procedure or service this violates their conscience.

RI H6353

Authorizes a physician practice to charge a practice support contribution; provided that, the amount does not exceed $120 per year, per patient, enrolled in a healthcare insurance plan, (excluding Medicaid and traditional Medicare).

RI S0463

Requires each healthcare entity/network plan to compile/report to health insurance commissioner a summary of how the healthcare entity/network plan requires its contracted providers to submit claims for in-network outpatient behavioral health services.

RI H5863

Requires each healthcare entity/network plan to compile/report to health insurance commissioner a summary of how the healthcare entity/network plan requires its contracted providers to submit claims for in-network outpatient behavioral health services.

RI H5256

Provides for equal pay for healthcare providers.

RI H5253

Removes the age restriction for benefits coverage and requires, for health insurance policies issued or renewed on or after January 1, 2026, that coverage must include reimbursement for applied behavior analysis provider services.

Similar Bills

AR HB1930

To Mandate Minimum Reimbursement Levels For Healthcare Services.

AR SB626

To Require Fair And Transparent Reimbursement Rates; To Ensure Parity Of Healthcare Services; To Amend The Billing In The Best Interest Of Patients Act; And To Declare An Emergency.

RI S3088

Establishes a procedure for a health insurer to reimburse a healthcare provider no less than sixty-five percent (65%) of each unpaid co-payment, co-insurance or deductible amount due, after reasonable collection efforts.

NM SB370

Obgyn Medicaid Reimbursement Rates

AR HB1703

To Provide A Drug Reimbursement Process For Certain Healthcare Providers.

NM SB249

Health Care Provider Gross Receipts

NM HB344

Healthcare Equipment Gross Receipts

NM SB295

Gross Receipts Tax Changes