Requires at fault insurance companies to provide to any claimant whose vehicle is damaged in an accident, to provide a vehicle that is comparable to the claimant’s vehicle and that rental charges shall be based on local retail prices.
Requires at fault insurance companies to provide to any claimant whose vehicle is damaged in an accident, to provide a vehicle that is comparable to the claimant’s vehicle and that rental charges shall be based on local retail prices.
Requires that insurance policies for property damage, personal injuries, and indemnification other than payment of compensation for workers compensation, state policy limits and no amount of the policy may be used to pay costs to defend a claim.
Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 85% of the fair market value.
Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 75% to 80% of the fair market value.
Provides that individuals enrolled in Medicare Parts A and B guaranteed right to enroll in standardized plans.
Provides that individuals enrolled in Medicare Parts A and B guaranteed right to enroll in standardized plans.
Establishes rules and procedures for licensing emergency shelters for homeless persons, including setting minimum standards and prohibiting the charging of fees to the residents.
Clarifies the definitions of unfair claims practices pertaining to insurers with regard to appraisals and total losses. It also corrects a citation regarding salvage and reconstructed titles.
Provide to provide greater clarity in insurance claim settlements, the appraisal process and procedural safeguards to enhance consumer protections against bad faith practices by insurers.