Rhode Island 2026 Regular Session

Rhode Island House Bill H7745

Introduced
2/12/26  

Caption

Requires health insurance commissioner to conduct a review of health insurance benefit mandates, including an analysis of the impact on premium costs, conducted every 5 yrs and report findings and recommendations to governor, senate president and speaker.

Impact

The implications of H7745 on state law include a structured approach to assessing health insurance regulations, which may lead to amendments of existing mandates that are deemed unnecessary or duplicative. Through its reporting requirements, the bill aims to provide actionable insights that could alter how insurance benefits are structured and influence the overall cost of health insurance for consumers. Additionally, it aligns state policies more closely with national healthcare standards and practices, which could facilitate a better understanding of regional healthcare dynamics.

Summary

House Bill H7745 mandates the health insurance commissioner to conduct a comprehensive review of health insurance benefit mandates every five years. This review will analyze the impact of these mandates on premium costs and report findings and recommendations to the governor, the president of the senate, and the speaker of the house. The bill's purpose is to ensure that health insurance mandates are evaluated regularly for their effectiveness and financial implications, fostering a more transparent and accountable healthcare system.

Contention

While proponents of H7745 argue that regular reviews will help maintain a balance between necessary health benefits and the financial feasibility for insurers and consumers alike, opponents may raise concerns regarding the potential reduction of mandated benefits. The discussions around the bill suggest a necessity for maintaining a comprehensive and robust set of health coverage benefits that support public health. This tension between regulatory oversight and market flexibility is likely to fuel ongoing debates among lawmakers and stakeholders in the healthcare sector.

Companion Bills

No companion bills found.

Previously Filed As

RI H6119

Adds to the powers and duties of the OHIC the undertaking of analyses, reports, studies, and recommendations with respect to reimbursement and financing for the provision of primary care services to Rhode Islanders.

RI S0055

Includes the definition of "primary care services" and requires that all biennial reports shall include a review and recommendation of rates for primary care services on and after September 1, 2025.

RI H5255

Includes the definition of "primary care services" and requires that all biennial reports shall include a review and recommendation of rates for primary care services on and after September 1, 2025.

RI S0707

Creates the Rhode Island Individual Market Affordability Act of 2024 to help reduce out-of-pocket costs for low- and moderate-income consumers enrolled in the health insurance coverage through the Rhode Island health benefits exchange.

RI H5996

Creates the Rhode Island Individual Market Affordability Act of 2024 to help reduce out-of-pocket costs for low- and moderate-income consumers enrolled in the health insurance coverage through the Rhode Island health benefits exchange.

RI H5253

Removes the age restriction for benefits coverage and requires, for health insurance policies issued or renewed on or after January 1, 2026, that coverage must include reimbursement for applied behavior analysis provider services.

RI S0681

Amends powers/duties of the office of the health insurance commissioner to increase total cost of care for services reimbursed under contracts after risk adjustment that exceeds the Consumer Price Index for all Urban Consumers percentage increase.

RI H5832

Amends powers/duties of the office of the health insurance commissioner to increase total cost of care for services reimbursed under contracts after risk adjustment that exceeds the Consumer Price Index for all Urban Consumers percentage increase.

RI S0346

Establishes a single-payer health care insurance system, consolidating public and private payments into a more efficient Medicare-for-all style program, funded by progressive taxes, to reduce health care costs.

RI H5465

Establishes a single-payer health care insurance system, consolidating public and private payments into a more efficient Medicare-for-all style program, funded by progressive taxes, to reduce health care costs.

Similar Bills

No similar bills found.