Rhode Island 2026 Regular Session

Rhode Island House Bill H7724

Introduced
2/12/26  

Caption

Establishes a maximum per annum rate of interest on small loans at ninety-nine percent (99%) and limit the amounts of origination and closing fees. Also requires that late fees and returned payment fees be agreed to in writing between borrower and lender.

Companion Bills

No companion bills found.

Previously Filed As

RI H6055

Allows RI to opt out of the provisions of DIDMCA exempting out of state lenders from interest rate limits which apply to RI lenders. Prevents evasion of statutory interest rate limits and lending rules for loans made in RI.

RI S0386

Allows RI to opt out of the provisions of DIDMCA exempting out of state lenders from interest rate limits which apply to RI lenders. Prevents evasion of statutory interest rate limits and lending rules for loans made in RI.

RI S1050

Requires payments by the corporation increase from a $3.00 tipping fee per vehicle to a $6.00 tipping fee per vehicle, unless exempt. This act would also require fees be paid to Johnston on an annual rather than a biannual basis.

RI H6351

Requires payments by the corporation increase from a $3.00 tipping fee per vehicle to a $6.00 tipping fee per vehicle, unless exempt. This act would also require fees be paid to Johnston on an annual rather than a biannual basis.

RI S1113

Prohibits payments in lieu of pension benefits to person employed more than ninety (90) days.

RI H5505

Prohibits payments in lieu of pension benefits to person employed more than ninety (90) days.

RI S0795

Increases the maximum fill for non-opioid, non-narcotic controlled substances found in schedule II, so that a ninety-day (90) supply may be dispensed at any one time.

RI H5811

Prohibits an individual who is licensed as both a Rhode Island real estate agent and mortgage loan originator to be compensated for both the sale of the property and the origination or referral of the loan in securing the property.

RI S0936

Prohibits an individual who is licensed as both a Rhode Island real estate agent and mortgage loan originator to be compensated for both the sale of the property and the origination or referral of the loan in securing the property.

RI S0229

Repeals the provisions of the general laws allowing deferred deposit providers, also known as "payday lenders."

Similar Bills

No similar bills found.