Rhode Island 2026 Regular Session

Rhode Island House Bill H7539

Introduced
2/6/26  

Caption

Limits the use by insurers of step therapy, a protocol that establishes a specific sequence in which prescription drugs for a specified medical condition are covered by an insurer, by allowing medical providers to request step therapy exceptions.

Impact

The impact of H7539 on existing state laws is significant as it introduces regulations that govern how insurance providers manage and approve prescriptions and treatments based on medical necessity. Under this law, health insurers will need to provide detailed data to the Rhode Island Department of Health Insurance regarding the effectiveness of their step therapy protocols, particularly focusing on whether these protocols delay or deny necessary medical care. This requirement aims to align state regulations with the evolving landscape of healthcare delivery, placing greater emphasis on patient-centric care.

Summary

House Bill H7539 aims to limit the use of step therapy by insurers, a management protocol that requires patients to try and fail on less expensive treatments before they can access more costly medications prescribed by their healthcare providers. The bill allows healthcare professionals to request exceptions to step therapy requirements, especially when they deem that such protocols could result in delays or denials of medically necessary care. By assuring easier access to prescribed treatments, H7539 seeks to enhance patient care and support medical professionals' decisions in treatment plans.

Contention

Despite the potential benefits of H7539, the bill has sparked debate among stakeholders. Proponents, including many healthcare advocates, argue that the current step therapy practices hinder access to essential medications for patients suffering from chronic and severe conditions. However, opponents express concerns regarding the administrative burdens that insurers may face in adjusting their protocols to align with the new law. Some also worry about the increased costs associated with expanding coverage for more expensive medications as a result of the loosening of these step therapy requirements.

Companion Bills

No companion bills found.

Previously Filed As

RI H5119

Limits the use by insurers of step therapy, a protocol that establishes a specific sequence in which prescription drugs for a specified medical condition are covered by an insurer, by allowing medical providers to request step therapy exceptions.

RI S0116

Limits the use by insurers of step therapy, a protocol that establishes a specific sequence in which prescription drugs for a specified medical condition are covered by an insurer, by allowing medical providers to request step therapy exceptions.

RI S0786

Prohibits prior authorization or a step therapy protocol for the prescription of a nonpreferred medication on their drug formulary used to assess or treat an enrollee's bipolar disorder, schizophrenia or schizotypal.

RI H5854

Adds new sections that set forth conditions for pharmacists to prescribe tobacco cessation drug therapies, including education approved by state board of pharmacy. The cessation therapies to be covered by all health insurance carriers on or after 1/1/26.

RI S0685

Adds new sections that set forth conditions for pharmacists to prescribe tobacco cessation drug therapies, including education approved by state board of pharmacy. The cessation therapies to be covered by all health insurance carriers on or after 1/1/26.

RI H5066

Prohibits certain claim practices of health insurers and medical providers. The act would further require fulfillment of medical record requests within fourteen (14) days.

RI S0052

Prohibits certain claim practices of health insurers and medical providers. The act would further require fulfillment of medical record requests within fourteen (14) days.

RI H5320

Prohibits the Rhode Island medical assistance program and managed care organizations that it contracts with from requiring prior authorization or step therapy protocol for a prescription of a nonpreferred anticonvulsant or antipsychotic.

RI H6317

Prohibits an insurer from imposing a requirement of prior authorization for any admission, item, service, treatment, test, exam, study, procedure, or any generic or brand name prescription drug ordered by a primary care provider.

RI H6155

Prohibits dental insurers from refusing to honor directions to pay from insured, modifying benefits to be paid. Requires providers to accept payment by virtual credit card as unfair claims practices.

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