New York 2025-2026 Regular Session

New York Senate Bill S04243

Introduced
2/3/25  
Refer
2/3/25  

Caption

Creates an income driven repayment plan for private student loans held by New York state banking institutions.

Companion Bills

No companion bills found.

Previously Filed As

NY A01245

Provides for a personal income tax deduction for student loan payments not in excess of five thousand dollars; excludes any payment not in excess of five thousand dollars made by an employer, employee, or on behalf of an employee that is directly deducted from the employee's wages through payroll and administered by a third-party platform that facilitates direct payments to educational institutions or related loan servicers on behalf of students such amount from an employee's New York state gross income; further excludes any contribution not to exceed five thousand dollars to a tuition program under section 529 of the Internal Revenue Code made through payroll deduction and facilitated by an employer or a third-party platform that facilitates direct payments to such programs on behalf of employees from the employee's New York state gross income.

NY S04202

Provides for a personal income tax deduction for student loan payments not in excess of five thousand dollars; excludes any payment not in excess of five thousand dollars made by an employer, employee, or on behalf of an employee that is directly deducted from the employee's wages through payroll and administered by a third-party platform that facilitates direct payments to educational institutions or related loan servicers on behalf of students such amount from an employee's New York state gross income; further excludes any contribution not to exceed five thousand dollars to a tuition program under section 529 of the Internal Revenue Code made through payroll deduction and facilitated by an employer or a third-party platform that facilitates direct payments to such programs on behalf of employees from the employee's New York state gross income.

NY A07400

Implements a students' bill of rights for city university of New York institutions to guarantee certain rights to students at such institutions.

NY A10650

Implements a students' bill of rights for city university of New York institutions to guarantee certain rights to students at such institutions.

NY A09207

Relates to a tuition tax credit; increases the amount of an allowable deduction (Part A); reduces income by the amount of interest paid for student loans (Part B).

NY S2662

Allows Rhode Island employers can help pay employees’ student loans in high-need fields if they work full-time for 2 years in undeserved areas and are in an income driven repayment plan. RISLA must provide annual reporting.

NY HB1361

Exclusion of discharged student loans as income.

NY S3777

Directs Higher Education Student Assistance Authority to grant deferment of New Jersey College Loans to Assist State Students (NJCLASS) student loan payments to new parent.

NY A609

Permits cosigners to student loans under New Jersey College Loans to Assist State Students (NJCLASS) Loan Program to make payments on loans; allows gross income tax deduction for certain payments under NJCLASS Loan Program.

NY A2097

Directs Higher Education Student Assistance Authority to grant deferment of New Jersey College Loans to Assist State Students (NJCLASS) student loan payments to new parent.

Similar Bills

US SB1220

Savings Opportunity and Affordable Repayment Act

NJ S264

Establishes pre-loan counseling requirements and borrower rights of recission for reverse mortgage loans.

AZ HB2290

Student loan servicers; licensure

AZ HB2302

student loan servicers; licensure

HI SB1366

Relating To Interest On Insurance Proceeds Related To A Mortgage Loan.

HI HB1047

Relating To Interest On Insurance Proceeds Related To A Mortgage Loan.

HI HB1047

Relating To Interest On Insurance Proceeds Related To A Mortgage Loan.

HI SB1366

Relating To Interest On Insurance Proceeds Related To A Mortgage Loan.