New York 2025-2026 Regular Session

New York Senate Bill S02559

Introduced
1/21/25  
Refer
1/21/25  

Caption

Provides for the establishment of the New York state home equity conversion information summary to provide notice of mortgagor's right and responsibilities under reverse mortgage loans issued under the home equity conversion mortgage program of the federal Department of Housing and Urban Development; provides that every authorized lender must provide copies of such summary not less than 5 days prior to closing on a reverse mortgage loan; establishes a private right of action for violations of such provisions.

Companion Bills

No companion bills found.

Previously Filed As

NY HB05503

An Act Requiring Mortgagees To Provide Mortgagors With Periodic Statements.

NY HB55

Mortgages; authorize lenders to mortgagors to make additional mortgage payments

NY A10665

Prohibits mortgagee from refusing to accept partial mortgage payments from a mortgagor which does not bring the mortgagor current on such mortgagor's mortgage debt.

NY S02663

Prohibits mortgagee from refusing to accept partial mortgage payments from a mortgagor which does not bring the mortgagor current on his or her mortgage debt.

NY S264

Establishes pre-loan counseling requirements and borrower rights of recission for reverse mortgage loans.

NY HCR88

Requesting The Chairperson Of The Board Of Directors Of The Hawaii Housing Finance And Development Corporation To Establish A Task Force To Study The Feasibility Of An Equity Conversion Mortgage Program For Kupuna Homeowners.

NY HR82

Requesting The Chairperson Of The Board Of Directors Of The Hawaii Housing Finance And Development Corporation To Establish A Task Force To Study The Feasibility Of An Equity Conversion Mortgage Program For Kupuna Homeowners.

NY S07933

Increases fee amount authorized to be imposed on mortgagees or their agents.

NY A08244

Increases fee amount authorized to be imposed on mortgagees or their agents.

NY A11044

Requires a mortgagor to provide notice of imminent foreclosure to their tenant or prospective tenant prior to renewing or signing a lease agreement.

Similar Bills

No similar bills found.