Enacts the pro-banking act to mandate acceptance of the New York city identity card as a primary form of identification at all covered entities, including all banking organizations, foreign banking corporations, and interstate branches.
Relates to alternative forms of identification for renters insurance, including a municipal identification card, or other state or local government-issued identification card, or a notarized copy of the rental lease signed by the property owner, the property management firm and the insured.
Relates to the unlawful use of a New York driver's license or identification card.
Provides that every banking institution operating in the state of New York shall offer at least one no-fee basic banking account that charges no monthly maintenance or service fees, requires no minimum balance, charges no fees based on account inactivity, and provides certain essential services including deposits and withdrawals, debit card access, and electronic payments and transfers.
Relating to the issuance and acceptance of a high school student identification card and certain other forms of identification as identification for voting.
Authorizes the department of motor vehicles to accept a certificate of release or discharge from active duty issued by the United States department of defense (DD form 214), a veteran identification card issued by the United States department of veterans affairs, or a veterans health identification card issued by the United States department of veterans affairs from veterans of the military as acceptable proofs of identity when applying for a driver license or state identification card.
Authorizes the department of motor vehicles to accept a certificate of release or discharge from active duty issued by the United States department of defense (DD form 214), a veteran identification card issued by the United States department of veterans affairs, or a veterans health identification card issued by the United States department of veterans affairs from veterans of the military as acceptable proofs of identity when applying for a driver license or state identification card.
Prohibits fees for any service rendered through a banking organization relating to the use of an electronic benefit transfer card issued by the state or certain departments or agencies thereof.
Authorizes the use of a confirmation of trafficking victim status issued by OTDA as evidence of identity for the issuance of a non-driver identification card.
Provides that charges imposed by certain state chartered banking institutions in connection with a check or other written order drawn on insufficient funds shall not exceed the greater of five dollars or the pro rata share of such state chartered banking institution's total direct costs and charge-off losses for providing non-covered overdraft credit.