New York Assembly Bill A11042

New York 2025-2026 Regular Session

• Introduced: 4/23/26
• Refer: 4/23/26

Caption

Relates to licensing of independent insurance adjusters by deeming requirements regarding a written examination met if the applicant holds a claim certification from a national or state-based claims association.

Impact

The changes outlined in A11042 aim to make it easier for trained professionals to enter the insurance field by reducing barriers to entry. By eliminating the written exam for those with the appropriate certification, the bill recognizes the importance of practical experience and established certification standards in evaluating an applicant's competence. As a result, this could potentially increase the number of licensed adjusters in the state, which may address shortages in this sector and improve service delivery in insurance claims processes.

Summary

Bill A11042 proposes amendments to the insurance law in New York regarding the licensing of independent insurance adjusters. One of the key provisions of this bill is to waive the written examination requirement for applicants who hold a claims certification from recognized national or state-based claims associations. This shift is intended to facilitate the licensure process for individuals who have demonstrated a certain level of competency through approved certification programs.

Conclusion

Overall, A11042 reflects a significant change in how the state approaches the licensing of insurance professionals. It emphasizes a more flexible framework intended to accommodate those already validated through reputable certification processes. Stakeholder feedback and discussions will likely assess the balance between maintaining high professional standards and reducing bureaucratic hurdles in the insurance field.

Contention

While the bill may streamline the licensing process, it does potentially raise concerns among some stakeholders about whether waiving the examination could compromise the standards of knowledge required for insurance adjusters. Critics may argue that the rigorous standards provided by a written exam are important for ensuring that all adjusters possess a comprehensive understanding of insurance laws and practices necessary for their role. The decision to allow for waivers could initiate discussions regarding the adequacy of alternative certification programs and their alignment with the state’s expectations for professional competency.