Extends dependent child coverage for certain individuals to age twenty-nine.
Impact
If enacted, A09270 would significantly alter the landscape of health insurance coverage in New York. Currently, health insurance policies typically provide coverage to children until the age of twenty-six. By increasing this age to twenty-nine, the legislation aims to enhance access to healthcare for young adults who are still in transitional phases of their lives. This change could positively impact the health outcomes of this population, potentially reducing the economic strain on emergency services as these young adults would have more consistent access to preventive care.
Summary
Bill A09270 introduced in the New York Assembly aims to extend dependent child health insurance coverage to unmarried children up to the age of twenty-nine. This amendment to the insurance law specifies that these individuals must not be eligible for employer-sponsored healthcare or enrolled in Medicare, and they must reside in New York state or the insurer's service area. The intent of the bill is to accommodate young adults who may be pursuing education, starting their careers, or facing economic challenges that prevent them from securing independent health coverage.
Contention
The introduction of A09270 is likely to stir discussion among lawmakers and stakeholders regarding the implications of extending dependent coverage. Proponents may argue that the bill is essential for supporting young adults during a time when they are often financially unstable and may not have the means to obtain individual health insurance. Conversely, opponents might express concerns over the financial implications for insurance providers, suggesting that such mandates could lead to increased premiums across the board. Further discussions may highlight the need for balance between providing extensive health coverage and managing costs within the healthcare system.
Eliminates the prospective enrollment waiting period for children under the age of nineteen enrolling in the child health insurance plan program by enrolling a child retroactively to the first day of the month in which they are approved for coverage under such program.
Provides that where an active or retired police officer dies by suicide and is enrolled in a health insurance plan, the surviving dependents of such police officer shall be entitled to such health insurance coverage for ninety days following such police officer's death.
Provides that where an active or retired police officer dies by suicide and is enrolled in a health insurance plan, the surviving dependents of such police officer shall be entitled to such health insurance coverage for ninety days following such police officer's death.
Provides that where an active or retired police officer dies by suicide and is enrolled in a health insurance plan, the surviving dependents of such police officer shall be entitled to such health insurance coverage for ninety days following such police officer's death.
Relates to the basic health program; permits a person or an eligible small group to purchase coverage from a basic health plan on behalf of an individual and any qualified dependents through the basic health program buy-in as long as the individual and any qualified dependents otherwise meet certain eligibility requirements (Part A); relates to consumer protection from health care costs (Part B).
Expands coverage for the treatment of asthma to include a second rescue and maintenance inhaler, along with any medically necessary devices for children under nineteen years of age.
Expands coverage for the treatment of asthma to include a second rescue and maintenance inhaler, along with any medically necessary devices for children under nineteen years of age.
Expands coverage for developmentally disabled persons past twenty-six years of age; prohibits insurance companies from wrongfully terminating contracts of developmentally disabled persons; requires recertification of such developmentally disabled person's condition once every five years.
Expands coverage for developmentally disabled persons past twenty-six years of age; prohibits insurance companies from wrongfully terminating contracts of developmentally disabled persons; requires recertification of such developmentally disabled person's condition once every five years.