New York 2025-2026 Regular Session

New York Assembly Bill A07929

Introduced
4/15/25  
Refer
4/15/25  
Report Pass
5/19/25  
Refer
5/19/25  
Report Pass
5/19/25  
Report Pass
5/28/25  
Refer
5/19/25  
Refer
5/28/25  

Caption

Prohibits food stores and retail establishments from refusing to accept payment in cash; provides a civil penalty will be assessed for such actions.

Impact

If enacted, A07929 would amend the General Business Law, introducing a penalty system for non-compliance. Retailers found guilty of refusing cash payments would face a civil penalty of up to $1,000 for the first violation and $1,500 for subsequent violations. This regulatory change aims to discourage businesses from adopting cashless payment policies that could alienate certain customer groups, thereby maintaining a level of accessibility for all consumers regardless of their financial circumstances.

Summary

Assembly Bill A07929 aims to prohibit food stores and retail establishments in New York from refusing to accept cash payments. The legislation reflects a growing concern that cashless policies disproportionately impact low-income individuals and those without access to banking services. By ensuring that cash is accepted as a form of payment, the bill seeks to uphold consumer rights and promote financial inclusion. Proponents of the bill argue that cash remains a vital form of payment for many consumers and that its exclusion can limit access to goods and services.

Contention

While the bill has gained traction among consumer advocacy groups, it has also encountered opposition from some retail businesses and trade organizations. Opponents argue that requiring cash payments could increase operational costs and potentially compromise employee safety, as accepting cash may raise the risk of theft. They contend that the market should dictate payment methods and that businesses should have the flexibility to implement cashless systems if they so choose. This clash over consumer rights versus business freedoms is likely to be a focal point in ongoing discussions surrounding the bill.

Companion Bills

NY S04153

Same As Prohibits food stores and retail establishments from refusing to accept payment in cash; provides a civil penalty will be assessed for such actions.

Previously Filed As

NY S04153

Prohibits food stores and retail establishments from refusing to accept payment in cash; provides a civil penalty will be assessed for such actions.

NY A02540

Prohibits food-service and retail establishments from refusing to accept cash as payment for goods or services; calls for a civil fine if an establishment should refuse cash as payment.

NY A09396

Prohibits the use of electronic shelving labels, digital shelf display technology in food retail establishments and drug retail establishments; provides injunctive relief and civil penalties.

NY SB1005

Further providing for definitions and for refusal to provide property prohibited, providing for refusal to accept cash payment and further providing for injunctive relief, for civil penalties and for private actions.

NY HB4610

Relating to requiring the acceptance of cash payments by retailers in certain transactions.

NY S08616

Prohibits the use of electronic shelving labels, digital shelf display technology, and surveillance pricing in food retail establishments and drug retail establishments; provides injunctive relief and civil penalties.

NY A09319

Exempts retail food stores from various state and local taxes provided such store derives at least seventy percent of its annual gross sales from staple foods and food products for off-premises consumption.

NY HF3607

Retail establishments required to accept cash as payment.

NY HB4592

ACCEPTANCE OF CASH PAYMENTS

NY SF2278

A bill for an act prohibiting personalized algorithmic pricing and surveillance pricing at certain food retail establishments, and providing civil penalties.

Similar Bills

No similar bills found.