New York 2025-2026 Regular Session

New York Assembly Bill A07020

Introduced
3/18/25  
Refer
3/18/25  

Caption

Fixes the maximum interest rate for credit cards issued or used in this state at 10%.

Companion Bills

No companion bills found.

Previously Filed As

NY S09681

Relates to setting a minimum and maximum delinquent tax interest rate for payments due on residential real property.

NY A08744

Requires issuers of credit cards to give the cardholder at least 45 days written notice via email, text message, or written letter before closing the cardholder's account.

NY S09256

Increases the maximum income for eligibility for the senior homeowners' exemption to $100,000.

NY S08361

Relates to the rate of interest used in the actuarial valuation of liabilities for the purpose of calculating contributions to the New York city employees' retirement system, the New York city teachers' retirement system, the police pension fund, subchapter two, the fire department pension fund, subchapter two and the board of education retirement system of such city by public employers and other obligors required to make employer contributions to such retirement systems, the crediting of special interest and additional interest and additional interest to members of such retirement systems, and the allowance of supplementary interest on the funds of such retirement systems; extends such provisions until June 30, 2029.

NY SB381

10 Percent Credit Card Interest Rate Cap Act

NY S09570

Relates to the prohibition of lending institutions issuing mail-loan checks except in response to an affirmative request or application therefor; provides that any debt, interest, fee or other obligation arising from a mail-loan check issued in violation of this section shall be null and void and unenforceable.

NY A09404

Relates to the prohibition of lending institutions issuing mail-loan checks except in response to an affirmative request or application therefor; provides that any debt, interest, fee or other obligation arising from a mail-loan check issued in violation of this section shall be null and void and unenforceable.

NY SB1623

credit cards; interest rate; requirements

NY A08606

Relates to calculation of interests costs for certain bonds issued to finance school rehabilitation or reconstruction costs for Rochester schools.

NY S08218

Relates to calculation of interests costs for certain bonds issued to finance school rehabilitation or reconstruction costs for Rochester schools.

Similar Bills

No similar bills found.