Prohibits a landlord, lessor, sub-lessor, rental broker, real estate agent, or apartment rental clearinghouse from requesting from a potential lessee or a consumer reporting agency a consumer report for the purposes of evaluating a rental application; provides penalties for violations.
Includes positive rental payment information reporting as a preference in the evaluation of project applications in the New York state low income housing tax credit program; requires landlords to offer tenants the option of positive rental payment information reporting; creates notice requirements for the election of positive rental payment information reporting.
Relates to prohibiting consumer reporting agencies from requiring or requesting a copy of a consumer's social security card when furnishing consumer reports or investigative consumer reports to third parties.
Provides that a landlord shall not request, obtain, or consider a consumer credit report or credit history for a prospective tenant who provides a written self-attestation that they are a victim of domestic violence, and shall not deny an application for rental housing on the basis of credit history when the applicant is a victim of domestic violence.
Prohibits an insurer from utilizing information from a credit reporting agency or insurance credit scores from consumer reporting agency in determining certain insurance rates