Provides that limitation on lawsuit option does not apply in accident caused by drunk driver.
Impact
If enacted, S960 would significantly impact existing statutes regarding the right to recover damages in auto accidents. This would enable individuals injured by impaired drivers to have greater access to compensation, particularly for non-economic losses, which may include pain and suffering, emotional distress, and loss of companionship. The bill aims to address gaps in protection for victims of drunk driving by modifying tort exemption laws established in previous insurance statutes.
Summary
Senate Bill S960 aims to amend New Jersey's automobile insurance liability laws by ensuring that the limitation on lawsuit options does not apply in cases where accidents are caused by drivers convicted of drunk driving. This change would allow victims of such accidents to seek non-economic damages, even if their injuries do not meet the typical criteria laid out under existing tort laws. By changing this aspect of New Jersey law, S960 seeks to enhance protections for victims and hold impaired drivers accountable for their actions more effectively.
Contention
Supporters of S960 argue that the bill is a necessary step in advocating for victim rights and ensuring that those suffering from the consequences of drunk driving accidents can receive fair compensation, regardless of the injuries' classification. Critics, however, may raise concerns regarding how this change could potentially lead to increased insurance premiums for all drivers, as insurers might be forced to adjust to a higher volume of non-economic claims, which could affect the overall cost of auto insurance for New Jersey residents.