New Jersey 2026-2027 Regular Session

New Jersey Senate Bill S3446

Introduced
2/9/26  

Caption

"Assistance to Firefighters' Families Act"; doubles pension amounts for beneficiaries of certain deceased volunteer emergency service providers; provides for burial expenses and adjusts life insurance coverage for volunteer firefighters; permits fire code inspection surcharge.

Impact

This legislation directly amends the New Jersey Statutes concerning municipal insurance coverage for volunteer fire departments and enhances the financial protections afforded to families of deceased first responders. Specifically, it raises the maximum group life insurance coverage a municipality can provide from $25,000 to $250,000. This change is aimed at ensuring adequate financial support for bereaved families, reflective of the growing recognition of the risks faced by volunteer emergency service providers.

Summary

Senate Bill S3446, known as the 'Assistance to Firefighters' Families Act', is designed to enhance the support provided to volunteer emergency service workers' families in New Jersey. The bill proposes significant changes to the benefits provided to the families of volunteer firefighters, first aid workers, rescue squad workers, and emergency medical technicians who lose their lives in the line of duty. Key provisions include doubling the survivor pension amounts for beneficiaries and mandating municipalities to cover reasonable funeral and burial expenses not paid for by other associations.

Contention

While the bill has garnered support as a necessary measure to honor the sacrifices of volunteer emergency workers, there are potential points of contention. Some may raise concerns regarding the financial implications for municipalities, especially smaller or financially constrained ones, regarding the implementation of mandated insurance and the ability to impose surcharges for fire code inspections to fund these benefits. The debate may focus on balancing the need for robust support for emergency workers' families against the fiscal realities facing local governments.

Companion Bills

NJ A641

Same As "Assistance to Firefighters' Families Act"; doubles pension amounts for beneficiaries of certain deceased volunteer emergency service providers; provides for burial expenses and adjusts life insurance coverage for volunteer firefighters; permits fire code inspection surcharge.

NJ S1204

Carry Over "Assistance to Firefighters' Families Act"; doubles pension amounts for beneficiaries of certain deceased volunteer emergency service providers; provides for burial expenses and adjusts life insurance coverage for volunteer firefighters; permits fire code inspection surcharge.

NJ A2732

Carry Over "Assistance to Firefighters' Families Act"; doubles pension amounts for beneficiaries of certain deceased volunteer emergency service providers; provides for burial expenses and adjusts life insurance coverage for volunteer firefighters; permits fire code inspection surcharge.

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