New Jersey 2026-2027 Regular Session

New Jersey Senate Bill S2401

Introduced
1/13/26  

Caption

Revises gross income tax rates for joint filers and similar taxpayers and designated as Marriage Penalty Elimination Act.

Impact

The proposed changes to the tax brackets under this bill would lower the gross income tax liability for many joint filers. Specifically, taxable income up to $40,000 would be taxed at a rate of 1.4%, and income exceeding that amount but not over $70,000 would be taxed at a rate of 1.75%. By revising these rates, the legislation seeks to create a more favorable tax environment for married couples and related tax entities, which is expected to encourage marriage among residents as well as retain family unity.

Summary

Senate Bill 2401, also referred to as the Marriage Penalty Elimination Act, introduces significant revisions to the gross income tax rates applicable to joint filers and similar taxpayers in New Jersey. The primary objective of the legislation is to address the so-called 'marriage penalty', which has resulted in some married couples facing a higher tax liability when filing jointly compared to what they would pay if they filed separately as individuals. This bill aims to rectify this disparity by aligning the tax brackets for joint filers with those of individual filers, thus promoting tax equity.

Contention

Discussions around SB 2401 are expected to raise points of contention surrounding the implications of taxes on family and marital structures. Proponents of the bill argue that the elimination of the marriage penalty is a critical step in ensuring fairness within the tax code, particularly for couples who marry and suddenly find themselves in a higher tax bracket. Conversely, critics may express concern that the bill does not adequately address other disparities or complexities in the tax system that affect families or individuals not covered by the joint filing definition. Advocates for tax reform may seek additional measures to further equitable taxation across diverse household structures.

Companion Bills

NJ S840

Carry Over Revises gross income tax rates for joint filers and similar taxpayers and designated as Marriage Penalty Elimination Act.

NJ A1118

Carry Over Revises gross income tax rates for joint filers and similar taxpayers and designated as Marriage Penalty Elimination Act.

NJ A1185

Same As Revises gross income tax rates for joint filers and similar taxpayers and designated as Marriage Penalty Elimination Act.

Similar Bills

NJ S954

Reduces gross income tax rates by ten percent over three years.

NJ A276

Reduces gross income tax rates by ten percent over three years.

NJ A3192

Re-establishes 6.37 percent as top marginal gross income tax rate.

NJ A1185

Revises gross income tax rates for joint filers and similar taxpayers and designated as Marriage Penalty Elimination Act.

NJ A1187

Modifies certain tax brackets under gross income tax.

NJ A4427

Indexes for inflation taxable income brackets under New Jersey gross income tax.

NJ S2370

Indexes for inflation taxable income brackets under New Jersey gross income tax.

NJ A1850

Sets flat gross income tax rate at 5.9 percent tax for all taxable income over $37,500 or $75,000, depending on filing status; exempts taxpayers with less income from gross income tax.