Mississippi 2026 Regular Session

Mississippi House Bill HB756

Introduced
1/16/26  
Refer
1/16/26  

Caption

Nursing homes; require to purchase and maintain a minimum amount of liability insurance.

Impact

The bill aims to amend existing laws under the Mississippi Code, specifically Sections 43-11-7 and 43-11-9, to reflect the new insurance requirements. By enforcing a mandatory insurance policy, the state seeks to improve the quality of care provided in nursing homes and offer additional protection to vulnerable populations. However, the introduction of such regulations may also result in increased operational costs for nursing homes, which could subsequently affect service pricing and availability.

Summary

House Bill 756 mandates that all nursing home operators in Mississippi must purchase and maintain a minimum of $1,000,000 in liability insurance for each facility. This legislation is designed to protect residents and enhance accountability in case of negligence, ensuring that damages can be covered in occurrences affecting residents. The term 'nursing home' is broadly defined within the bill to include various types of facilities that provide care for the elderly, infirm, disabled, or incapacitated individuals.

Contention

Notably, the bill requires nursing home operators to explicitly disclose whether they carry the mandated insurance at the time of contracting with residents, ensuring transparency. The State Department of Health is tasked with suspending or revoking licenses for non-compliance, which adds a layer of enforcement and accountability. Critics may argue that while the intention behind the bill is commendable in reinforcing the safety of elderly care, the financial burden placed on nursing homes could lead to unintended consequences such as fewer facilities being able to operate or reduced service availability in lower-income areas.

Companion Bills

No companion bills found.

Previously Filed As

MS HB82

Licensed child care facilities; require to purchase and maintain a certain minimum amount of liability insurance.

MS SB2406

Motor vehicle liability insurance; increase minimum coverage required.

MS HB196

Public works contracts; revise contract threshold amounts relating to performance bond and general liability insurance requirements.

MS HB251

CON; increase minimum dollar amounts of capital expenditures that require issuance of.

MS SB2711

Nursing homes and assisted living facilities; require to have emergency power sources.

MS SB2064

Automobile liability insurance coverage; require before receiving tags.

MS SB2830

Public bid requirements for local governing authorities and state agencies; increase minimum expenditure amounts.

MS SB2710

Nursing homes and assisted living facilities; require to have emergency power for patient medical devices.

MS SB2709

Nursing homes and assisted living facilities; require to have emergency power with fuel provisions for 5 days.

MS HB1107

Motor vehicle liability insurance policy; require to include medical payment coverage.

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