Mississippi 2026 Regular Session

Mississippi House Bill HB1646

Introduced
1/19/26  
Refer
1/19/26  
Engrossed
2/12/26  
Refer
2/20/26  
Enrolled
3/27/26  

Caption

Disaster assistance; increase amount of funds MEMA may request to provide and create loan program for local governments to receive.

Impact

The introduction of HB1646 directly impacts local government financing during crises, as it allows them to access funds for recovery more readily. Specifically, it raises the maximum transfer limits from the Working Cash-Stabilization Reserve Fund to the Disaster Assistance Trust Fund, facilitating better resource allocation in emergencies. Local governments will now have a structured program to apply for loans following federally declared disasters, which is designed to streamline their recovery processes. Moreover, the legislation mandates that these loans will have to be repaid within certain timeframes, ensuring fiscal responsibility.

Summary

House Bill 1646 aims to amend the Mississippi Code to enhance the state's Disaster Trust Fund by increasing transfer limits and creating the Local Governments Disaster Recovery Emergency Loan Program. This legislation intends to provide financial assistance to local governments recovering from federally declared disasters by issuing zero-interest loans that can later incur a minimal interest rate. The bill also reflects updated budget standards to ensure alignment with current fiscal requirements.

Sentiment

The sentiment surrounding HB1646 is generally positive, with support stemming from the recognition of the need for effective disaster recovery mechanisms. Lawmakers expressed a commitment to ensuring that local governments can recover quickly and effectively from disasters without being hampered by immediate financial constraints. While there is broad support, some concerns may arise regarding the execution and management of the loan program and the implications of having local governments pledge revenue for loan repayment.

Contention

Notable points of contention may arise regarding the program’s management and the conditional repayment process of the loans, particularly how local governments will establish dedicated revenue sources for repayment, as specified in the bill. Critics may also question the adequacy of safeguards to prevent mismanagement of funds and ensure equitable access among affected local governments. The balance between efficient disaster response and fiscal prudence is likely to be a focal point of ongoing discussions.

Companion Bills

No companion bills found.

Previously Filed As

MS HB431

Housing Loan Assistance Pilot Program; create and authorize issuance of bonds to provide funds for.

MS SB2866

Local governments and rural water systems improvements revolving loan and grant program; add PRVWSD.

MS SB2606

Educational Facilities Revolving Loan Fund Program; provide for DFA to receive payments on approved loans from.

MS HB572

Mental Health Employee Retention Loan Repayment Program; create and provide funding for.

MS HB1196

Local governments and rural water systems improvements revolving loan and grant program; authorize Pearl River Valley Water Supply District to participate.

MS HB1126

Gulf Coast Restoration Fund; provide for maximum match requirement for assistance provided to cities and counties from.

MS HB1461

Local governments capital improvements revolving loan program; revise definition of "capital improvements", extend repealer on MDA authority to use certain funds for expenses.

MS HB965

Local Governments Capital Improvements Revolving Loan Fund; extend repealer on MDA authority to use funds for general support.

MS SB2856

Local Governments Capital Improvements Revolving Loan Program; include any project MDA deems a capital improvement.

MS HB1323

Public procurement; require purchasing agents for state agencies and local governments to receive training about ways to promote inclusiveness in.

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