Missouri House Bill HB3245

Missouri 2026 Regular Session

• Introduced: 2/9/26

Caption

Prohibits temporary assistance for needy families (TANF) benefit cards from being used at ATMs or to access cash

Impact

The impact of HB 3245 on state laws primarily concerns the regulation of public assistance benefits. If enacted, the bill will amend existing laws, leading to a prohibition of EBT card purchases at certain establishments and for certain items, thereby directly influencing how benefit recipients are able to utilize their assistance. Additionally, it seeks to suspend benefit payments if transactions do not occur within specified time frames, ensuring continuous oversight of beneficiary activities and residency status.

Summary

House Bill 3245 aims to address the usage of Temporary Assistance for Needy Families (TANF) and Supplemental Nutrition Assistance Program (SNAP) benefits by establishing stricter regulations on how recipients may access these funds. The bill explicitly prohibits the use of electronic benefit transfer (EBT) cards at gaming establishments, liquor stores, and for the purchase of items deemed not in the best interest of children or households. The proposed legislation has been initiated by Representative Cook and is focused on ensuring that cash assistance is used responsibly and within stipulated guidelines to mitigate misuse.

Contention

Notable points of contention surrounding HB 3245 include concerns over the potential hardships it may impose on low-income families who rely on TANF and SNAP benefits. Critics argue that prohibiting the use of benefits at various establishments unjustly restricts options for those in need. Furthermore, the bill raises fears of increased scrutiny and potential stigmatization of recipients of public assistance, as well as complications related to the implementation of the electronic transaction provisions. The balance between preventing misuse of benefits and ensuring access for vulnerable populations remains a central theme in the discussions surrounding the bill.