Maryland 2026 Regular Session

Maryland Senate Bill SB384

Introduced
1/27/26  

Caption

Real Estate Brokers - Residential Real Estate Transactions - Transaction Brokers

Impact

The passage of SB384 would alter existing laws governing real estate transactions in Maryland. By enabling transaction brokers to operate under a different framework, the legislation is expected to offer consumers more options when engaging in residential real estate transactions. However, it also establishes fundamental duties for transaction brokers, such as acting in accordance with the brokerage agreement and treating all parties in the transaction honestly and fairly. This creates a balance between providing flexibility in real estate dealings and ensuring that consumers receive fair treatment during the process.

Summary

Senate Bill 384 aims to reform the regulations surrounding real estate transactions in Maryland by allowing licensed real estate brokers to establish non-agency relationships as transaction brokers. This change is designed to simplify real estate transactions for buyers and sellers who may not require full representation by an agent. The bill outlines the duties and obligations of transaction brokers while providing clarity on the nature of their role, notably that they do not represent either party in an agency capacity, thus limiting their fiduciary responsibilities.

Contention

Notable points of contention arise from this bill concerning the potential for confusion about the role of transaction brokers versus traditional agency relationships. Critics may argue that allowing brokers to act without a traditional fiduciary role could lead to conflicts of interest or leave consumers vulnerable if they do not fully understand the implications of engaging a transaction broker. Furthermore, the requirement for a standard consent form underscores the necessity for transparency in communications regarding the nature of the services provided, which could be a point of debate among industry professionals.

Companion Bills

MD HB545

Crossfiled Real Estate Brokers - Residential Real Estate Transactions - Transaction Brokers

Previously Filed As

MD SB917

Electronic Payment Transactions - Interchange Fees - Calculation and Use of Data

MD HB1062

Estates and Trusts - Jurisdiction Over Property of Minors or Disabled Persons - Authorized Transactions

MD SB680

Real Estate Commission - Continuing Education Requirements - Alterations

MD HB29

Electronic Payment Transactions - Interchange Fees - Calculation and Use of Data

MD HB972

Real Estate Commission - Continuing Education Requirements - Alterations

MD SB196

Procurement - Electronic Transactions - Clarification of Fees Due

MD HB284

Procurement – Electronic Transactions – Clarification of Fees Due

MD HB1026

Business Regulation - Rounding Cash Transactions - Authorization

MD SB904

Data Brokers - Registry and Gross Income Tax (Building Information Guardrails Data Act of 2025)

MD HB1089

Consumer Protection - Data Broker Registry - Establishment

Similar Bills

CA SB319

Criminal justice statistics: reporting.

HI HB1642

Relating To Consumer Protection.

CA AB1768

Transactions and use taxes: Counties of Contra Costa and Los Angeles.

HI SB2387

Relating To Digital Financial Asset Transaction Kiosks.

HI HB2003

Relating To Digital Financial Asset Transaction Kiosks.

CA SB1208

Money laundering: digital financial assets.

TX HB2798

Relating to disclosures and other requirements concerning virtual currency kiosk transactions; authorizing a fee.

MD HB545

Real Estate Brokers - Residential Real Estate Transactions - Transaction Brokers