Maryland 2026 Regular Session

Maryland House Bill HB943

Introduced
2/5/26  

Caption

State Board of Education - Financial Literacy - Graduation Requirement

Impact

The bill aims to improve financial literacy among students, addressing a gap in essential life skills within the current curriculum. By requiring the successful completion of a financial literacy course, the state seeks to ensure that every graduate possesses the knowledge necessary to navigate personal financial decisions effectively. Additionally, the bill allows county boards of education to determine the specific curriculum and instructional materials used, providing flexibility for local adaptation while maintaining alignment with state educational standards. This measure responds to a growing recognition of the importance of financial education in fostering responsible financial behaviors among young adults.

Summary

House Bill 943 mandates the State Board of Education to establish a graduation requirement in financial literacy for high school students. This bill requires students to complete a standalone financial literacy course, which must be at least one semester long and can be taught in grades 11 or 12. The intention is to provide students with essential financial skills before they graduate high school, thus enhancing their preparedness for managing personal finances in adulthood. The requirement would take effect starting with the graduating class of 2030, highlighting a significant shift towards prioritizing financial education in the state’s public education system.

Contention

Despite the positive outlook, there may be contention regarding the implementation of the new requirement. Some stakeholders might express concerns about the adequacy of resources and training for educators tasked with teaching this new curriculum. Additionally, the move could provoke discussions about prioritizing financial literacy over other subjects, particularly in schools with already packed schedules. The bill also does not prescribe specific curricula or materials, leading to potential variance in educational quality across the state as different counties may adopt different approaches.

Companion Bills

MD SB592

Crossfiled State Board of Education - Financial Literacy - Graduation Requirement

Previously Filed As

MD SB552

Education - High School Graduation Requirements - Financial Aid Application

MD HB688

Education - High School Graduation Requirements - Financial Aid Application

MD HB326

Student Service Hours - Financial Literacy Course

MD SB715

Student Service Hours - Financial Literacy Course

MD HB1438

State Board of Education - Public High School Graduation Requirements

MD HB1257

Baltimore County Board of Education - Financial Reporting Requirements

MD HB147

County Boards of Education - Student Technology Use Policy - Requirements

MD SB755

Higher Education - Student Financial Assistance - Students in Informal Kinship Care Relationships

MD HB702

County Boards of Education - Special Education Service Delivery Models - Publication Requirement

MD SB602

County Boards of Education - Special Education Service Delivery Models - Publication Requirement

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Requesting The Board Of Education, In Collaboration With The Department Of Education, To Revise Public High School Graduation Requirements To Include Successful Completion Of A Standalone Financial Literacy Course.

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Requesting The Board Of Education, In Collaboration With The Department Of Education, To Revise Public High School Graduation Requirements To Include Successful Completion Of A Standalone Financial Literacy Course.

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