Massachusetts 2025-2026 Regular Session

Massachusetts Senate Bill S756

Introduced
2/27/25  
Refer
2/27/25  

Caption

Expanding insurance coverage for hearing aids and related services

Impact

The bill's proposed changes to existing laws involve amendments to various sections of the General Laws of Massachusetts, including chapters related to public employee insurance and private health insurance policies. This ensures that any new policies delivered or renewed after January 1, 2026, comply with the increased coverage requirements for hearing aids. By standardizing the insurance coverage across all relevant policies, the bill would significantly benefit thousands of residents, particularly those with limited financial means to afford out-of-pocket expenses for hearing aids, which can be prohibitively expensive.

Summary

Senate Bill 756, titled 'An Act expanding insurance coverage for hearing aids and related services,' aims to enhance the accessibility and affordability of hearing aids for individuals covered under state insurance policies. This legislation specifically targets active and retired employees of the Commonwealth and their dependents, mandating that insurance policies provide coverage for one hearing aid per ear, amounting to a maximum of $2,000 every 36 months upon confirmation of necessity from a treating physician. The bill seeks to address the financial barriers that many individuals face when seeking necessary auditory assistance devices, thereby improving quality of life for those with hearing impairments.

Contention

Debate surrounding S756 is anticipated, particularly regarding its financial implications for insurers and the potential burden it may place on healthcare funding within the Commonwealth. While the legislation has broad support due to its focus on improving healthcare access, some stakeholders may express concerns about the increased costs to insurance companies and the subsequent effects on policy premiums. Nonetheless, proponents argue that the long-term benefits of addressing hearing impairments outweigh the immediate fiscal impacts, highlighting the importance of improving auditory health as a crucial public health measure.

Companion Bills

MA S2931

Replaced by Order relative to authorizing the joint committee on Health Care Financing to make an investigation and study of certain current Senate documents relative to to health care financing matters.

Previously Filed As

MA H1216

Relative to insurance coverage of hearing aids

MA H3946

Relative to health insurance coverage for hearing aids

MA H4959

Relative to health insurance coverage for hearing aids

MA HB164

AN ACT relating to coverage for hearing aids and related services.

MA HB2187

Insurance coverage; hearing aids; children

MA SB641

Health Insurance - Required Coverage - Hearing Aids

MA HB1670

In casualty insurance, further providing for hearing aid coverage.

MA HB774

Provides relative to insurance coverage for hearing aids (EG1 INCREASE GF EX See Note)

MA HB5436

Insurance: health insurers; coverage for hearing aids or hearing-related services for certain enrollees; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406uu.

MA S910

Expanding Insurance Coverage/Fertility Care

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