Massachusetts 2025-2026 Regular Session

Massachusetts Senate Bill S1140

Introduced
2/27/25  

Caption

Establishing a foreclosure review division

Impact

The creation of the foreclosure review division will significantly alter how foreclosure cases are handled in Massachusetts. The division is designed to have concurrent jurisdiction with other court departments, which will allow for a focused approach to various actions involving foreclosure and related legal questions. This centralized review process is expected to improve the efficiency of proceedings and ensure that homeowners and litigants can navigate the legal system more effectively, especially those representing themselves.

Summary

Senate Bill S1140 aims to establish a dedicated foreclosure review division within the superior court department of Massachusetts. The proposed new chapter, Chapter 212A, outlines the structure and jurisdiction of this division, which is intended to address the rising complexities involving foreclosure cases. By providing a specialized forum for these disputes, the bill seeks to streamline the judicial process, reduce case backlogs, and enhance access to justice for homeowners facing foreclosure challenges.

Contention

While the bill is framed as a means to facilitate better access to justice for individuals facing foreclosure, there may be concerns regarding the resourcing and operational effectiveness of the new division. Stakeholders have expressed the importance of ensuring adequate support and resources for the court to manage its increased responsibilities. Additionally, the establishment of an advisory board with diverse expertise reflects an understanding of the complexities inherent in foreclosure cases, indicating that legislative backing is keen on addressing potential critiques of the court's functioning post-implementation.

Companion Bills

MA S2930

Replaced by Order relative to authorizing the joint committee on the Judiciary to make an investigation and study of certain current Senate documents relative to judicial matters.

Previously Filed As

MA H1730

Establishing a foreclosure review division

MA S765

Establishing a Massachusetts foreclosure prevention program

MA H1090

Establishing a Massachusetts foreclosure prevention program

MA S1031

To amend the foreclosure statute to require judicial foreclosure

MA H1807

Relative to foreclosure mediation

MA S2025

Establishing the Massachusetts student relief and retention tax credit

MA S1130

To facilitate alternatives to foreclosure

MA SB332

Relating To Foreclosures.

MA S2052

Revises tax lien foreclosure process to protect equity accrued by property owner in tax lien foreclosure.

MA A3485

Revises tax lien foreclosure process to protect equity accrued by property owner in tax lien foreclosure.

Similar Bills

NJ S1451

Enhances access to certain foreclosure counseling services.

NJ A433

Enhances access to certain foreclosure counseling services.

NJ A4289

Provides defendant option to disclose disability status in foreclosure proceedings.

MA H1730

Establishing a foreclosure review division

HI HB1992

Relating To Foreclosures.

HI HB1775

Relating To Foreclosures.

HI SB2946

Relating To Foreclosures.

MN HF3479

Right to postpone a mortgage sale clarified.