Massachusetts 2025-2026 Regular Session

Massachusetts House Bill H97

Introduced
2/27/25  
Refer
2/27/25  

Caption

Protecting consumers in interactions with artificial intelligence systems

Impact

This bill significantly impacts existing state laws by mandating that developers and deployers of high-risk AI systems adopt proactive measures to identify and mitigate algorithmic discrimination. Under the new regulations, developers must provide documentation concerning the risks associated with their systems and consumers must be informed when they are interacting with AI. The implications of these regulations could reshape industries that rely heavily on AI, as compliance with these requirements may necessitate changes in operational procedures, algorithm transparency, and consumer engagement strategies.

Summary

House Bill 97 aims to protect consumers in interactions with artificial intelligence (AI) systems by establishing a comprehensive framework for managing algorithmic discrimination and ensuring accountability from AI developers and deployers. The bill introduces a new chapter to the Massachusetts General Laws, specifically detailing the requirements for risk management policies, disclosure practices, and compliance measures for high-risk AI systems. The overarching goal is to mitigate potential harms caused by AI's decision-making processes affecting essential consumer services such as employment, housing, and financial services.

Contention

Notable points of contention surrounding HB 97 include concerns over the feasibility of implementing the required risk management frameworks, particularly for smaller businesses and startups. Critics argue that the compliance burden could stifle innovation in the rapidly growing AI sector by placing excessive regulatory demands on them. Moreover, there are discussions on the definition of 'high-risk' AI systems, as this classification could vary based on different interpretations of algorithmic impacts, leading to potential discrepancies in enforcement. Proponents of the bill emphasize the need for consumer safeguards against algorithmic bias and discrimination, arguing that these measures are essential for fostering trust in AI technologies.

Companion Bills

MA H94

Replaces To ensure accountability and transparency in artificial intelligence systems

Previously Filed As

MA HB1008

Consumer Protections for Artificial Intelligence Interactions

MA S264

Establishing protections for consumers interacting with artificial intelligence chatbots

MA H0659

Interactions with Artificial Intelligence

MA SB318

Artificial Intelligence Consumer Protections

MA HB1261

Consumer Protection - Artificial Intelligence Toys (Artificial Intelligence Toy Safety Act)

MA HSB294

A bill for an act relating to artificial intelligence, including the use of artificial intelligence to create materials related to elections and protections in interactions with artificial intelligence systems, and making penalties applicable.

MA HB295

Prohibits the development of artificial intelligence systems with certain capabilities involving interactions with minors (OR SEE FISC NOTE GF EX)

MA HB1009

Artificial Intelligence Systems

MA H94

To ensure accountability and transparency in artificial intelligence systems

MA HB1782

Relating To Artificial Intelligence For The Protection Of Minors.

Similar Bills

HI SB2212

Relating To Artificial Intelligence Literacy Education.

HI HB1887

Relating To Artificial Intelligence Literacy Education.

CA SB813

California AI Standards and Safety Commission: independent verification organizations.

HI SB2923

Relating To Artificial Intelligence.

NJ A4352

Requires school districts to provide instruction on artificial intelligence; requires Secretary of Higher Education to develop artificial intelligence model curricula.

NJ S2860

Establishes Artificial Intelligence Apprenticeship Program and artificial intelligence apprenticeship tax credit program.

CA SB420

An act to add Chapter 24.

CA AB1137

Reporting mechanism: child sexual abuse material.