Massachusetts 2025-2026 Regular Session

Massachusetts House Bill H4777

Introduced
12/1/25  
Refer
12/1/25  

Caption

Study Order

Impact

The bill's impact on state laws involves the potential for significant alterations in how automobile insurance is regulated in Massachusetts. By mandating a comprehensive study, the legislative body aims to evaluate whether current practices are equitable and effective. This investigation may lead to changes that enhance fairness in auto insurance pricing, establish new standards for insurance operations, and address consumer concerns regarding affordability. Moreover, the emphasis on regulations related to autonomous vehicles indicates a responsiveness to evolving technologies in transportation.

Summary

House Bill H4777 introduces a study order requested by the committee on Financial Services of the Massachusetts House of Representatives. The bill is centered on a broad investigation into various aspects of automobile insurance regulations, including issues related to premium pricing, safe driving rebates, and insurance coverage for autonomous vehicles. The intention is to assess the existing auto insurance frameworks and explore legislative recommendations that address disparities in insurance costs, particularly in relation to racial and socioeconomic inequities.

Contention

While specific points of contention from discussions surrounding H4777 were not detailed in the documents, this type of legislation typically invites debate on issues such as the fairness of insurance practices, the extent of governmental oversight required, and the effectiveness of proposed regulatory changes. Advocates for reform may argue for immediate action to remedy cited inequities, while opponents may raise concerns about the financial implications for insurance companies and potential disruptions in the market. The study's findings will likely influence future legislative decisions and public policy regarding auto insurance.

Companion Bills

MA H1124

Replaces Relative to automobile insurance premiums

MA H1200

Replaces Relative to electronic automobile insurance charges

MA H1086

Replaces Authorizing insurance providers to extend motor vehicle liability insurance rebates to customers with safe driving records

MA H1265

Replaces Relative to auto insurance costs for traditionally low-and moderate income communities

MA H1219

Replaces Relative to surcharges on motor vehicle insurance premiums

MA H1152

Replaces Relative to the licensure of automobile damage appraisers

MA H1195

Replaces Relative to eliminating surcharges for vehicle inspection violations

MA H1280

Replaces Regulating insurance coverage for testing and deployment of autonomous vehicles and establishing school zone safety protocol

MA H1220

Replaces Creating surcharge exceptions in motor vehicle insurance premiums

MA H1166

Replaces Further regulating the rental of motor vehicles

MA H1263

Replaces Relative to reducing racial and socioeconomic inequities in auto insurance premium pricing

Previously Filed As

MA H5281

Study Order

MA H5081

Study Order

MA H5211

Study Order

MA H5323

Study Order

MA H5313

Study Order

MA H1220

Creating surcharge exceptions in motor vehicle insurance premiums

MA H5318

Study Order

MA H4775

Study Order

MA H5322

Study Order

MA H4710

Study Order

Similar Bills

MA H5281

Study Order

MA S2886

Order relative to authorizing the joint committee on The Judiciary to make an investigation and study of certain current Senate documents relative to judicial matters.

MA S2931

Order relative to authorizing the joint committee on Health Care Financing to make an investigation and study of certain current Senate documents relative to to health care financing matters.

MA H5323

Study Order

MA S2798

Order relative to authorizing the joint committee on Public Safety and Homeland Security, to make an investigation and study of certain current Senate documents relative to public safety matters.

MA H5149

Study Order

MA S2786

Order relative to authorizing the joint committee on Public Service, to make an investigation and study of certain current Senate documents relative to public service matters.

MA S2774

Order relative to authorizing the joint committee on Telecommunications, Utilities and Energy, to make an investigation and study of certain current Senate documents relative to telecommunications, utilities and energy matters.