Indiana 2026 Regular Session

Indiana House Bill HB1169

Introduced
1/5/26  

Caption

College savings tax credit.

Impact

The introduction of this heightened tax credit is expected to positively impact families saving for education by alleviating some of the financial burden associated with college tuition. With increased contributions to the Indiana529 plans, the bill aims to encourage more Indiana residents to invest in their children’s educational futures. Overall, the change is anticipated to help foster a stronger educational savings culture within the state, as parents may feel more motivated to save when given a larger credit incentive on their state taxes.

Summary

House Bill 1169 aims to enhance the existing college savings tax credit for contributions made to Indiana529 savings plans effective from January 1, 2027. This bill proposes increasing the tax credit from $1,500 to $2,500 for individual taxpayers, and from $750 to $1,250 for married individuals filing separately. By doing so, the bill seeks to incentivize more taxpayers to contribute to these savings plans, thereby promoting educational savings and financial planning for higher education expenses among Indiana residents.

Contention

Discussions surrounding HB1169 may center on fiscal implications, specifically regarding potential tax revenue impacts due to the increased credit. While proponents of the bill argue that educational investment is crucial for the state's future workforce, opponents may raise concerns about the affordability of such tax credits. Critics might question if the state can sustain this reduction in taxable income and how it might affect other funding priorities, such as K-12 education and social services. The debate may highlight differing viewpoints on how best to allocate state resources and support educational initiatives.

Companion Bills

No companion bills found.

Previously Filed As

IN HB1256

College savings tax credit.

IN HB1150

529 college savings distributions.

IN HB1564

Income tax credits.

IN HB1584

Child care tax credits.

IN HB1127

Biofuel tax credits.

IN SB0254

Biofuel tax credits.

IN HB1588

Long term care savings accounts.

IN SB0173

Sales tax exemption for menstrual discharge collection devices.

IN SB0401

Landlord tax credit.

IN SB0339

Caregiver tax credit.

Similar Bills

IN HB1282

College savings program.

IN HB1241

Roth IRA rollover of 529 account balance.

IN SB0453

Various tax matters.

IN SB0281

Income tax credits.

NH HB1374

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MI SB0761

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IN SB0028

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