Financial institutions and consumer credit. Provides that a reference to federal law in: (1) the First Lien Mortgage Lending Act; (2) the Uniform Consumer Credit Code (UCCC); or (3) the Indiana Code title governing financial institutions; is a reference to the law as in effect December 31, 2024 (rather than December 31, 2023, under current law). Amends the definition of "principal" for purposes of the UCCC provisions governing consumer loans to specify that the term does not include any loan proceeds held as security for the loan. Makes a technical change to the Indiana Code provision governing the prepayment of consumer loans to incorporate a cross reference to the Indiana Code provision setting forth the authorized nonrefundable prepaid finance charge for supervised loans. (Current law references only the authorized nonrefundable prepaid finance charge for consumer loans other than supervised loans.) Amends the definition of "consumer transaction" for purposes of the deceptive consumer sales act (act) to include the provision of a product or service to a: (1) state law enforcement agency; or (2) local law enforcement agency; in Indiana. Amends the definition of "supplier" for purposes of the act to include an entity that provides a product or service to a state or local law enforcement agency in Indiana. Provides that an action that arises from a transaction involving: (1) a state law enforcement agency may be brought and enforced only by the attorney general; and (2) a local law enforcement agency may be brought and enforced only by an attorney acting on behalf of the local law enforcement agency involved in the transaction, unless the local unit of government served by the local law enforcement agency requests the attorney general to bring and enforce an action on behalf of the local unit. Amends the Indiana Code provision governing audit requirements for credit unions to provide that department of financial institutions may establish by policy or rule accounting and auditing standards necessary to define the audit requirements.

Child services. Allows the Indiana board of pharmacy to release confidential information received by the INSPECT program to a supervisor of the department of child services (department) who is engaged in an investigation or adjudication of child abuse or neglect. Amends the definition of "emergency shelter" for purposes of statutes governing residential child care facilities. Provides that an applicant for licensure as a child caring institution or licensure as a group home must obtain a criminal history check of any contractor or individual working in the child caring institution or group home who is likely to have unsupervised contact with children. Amends provisions under which the department may waive the maximum duration for which a child may stay at a shelter care facility to remove a reference to the length of the maximum duration. Amends the educational and experiential qualifications for casework supervisors at child placing agencies. Provides that provisions requiring: (1) a residential child care facility to ensure that a child admitted to the facility has received all immunizations and booster shots required under specified statutes; and (2) a residential child care facility that administers psychotropic medication to obtain periodic written reports from the licensed professional who prescribed the psychotropic medication; do not apply to an emergency shelter.

Pharmacy benefit administration. Requires the attorney general to designate or appoint a pharmacy benefit compliance officer if certain prescription drug benefit public-private partnership contracts are entered into by the state. Establishes the pharmacy benefit compliance fund. Authorizes: (1) the state personnel department, for purposes of the state employee health plan; and (2) the office of the secretary of family and social services (office), for purposes of the Medicaid program; to issue a request for proposal to enter into a public-private partnership to administer prescription drug benefits. Sets forth certain requirements for a request for proposal and establishes the competitive proposal procedure. Allows the budget committee to review a contract before the state personnel department or the office awards a final contract for the public-private partnership. Requires that, if the state personnel department or the office enter into a contract for the public-private partnership, the attorney general conduct a state employee health plan audit or a Medicaid audit at least three years after the implementation of the contract. Makes an appropriation.

State fiscal and contracting matters. Allows a state agency to use artificial intelligence software to prepare information and projections for the state budget. Requires a state agency to provide a quarterly report to the budget committee that details the requests submitted by the state agency for new federal funds or to participate in a new federal program. Provides that, in addition to the quarterly reports, a state agency may not immediately accept an award of new federal funds in certain circumstances or participate in a new federal program before a report has been reviewed by the budget committee. Specifies the contents of the report that must be submitted for budget committee review. Requires a state agency to provide the state comptroller with a contract for inclusion in the Indiana transparency website not later than 30 days after the contract is fully executed. Requires that permanent full-time positions which have been vacant for 90 days or more be reviewed and either reauthorized or eliminated by the budget director. Requires the budget director to provide a quarterly report to the governor's office regarding those positions that were reauthorized or eliminated by the budget director in the preceding three months. Requires a state agency to provide quarterly reports to the budget committee regarding the state agency's active contracts. Provides for the reversion of funds appropriated to a state agency for expenses related to a contract that are unused after the end of the contract term. Requires the department of administration (department) to develop certain contract language to be included in state contracts of $500,000 or more. Requires a state agency to provide a report to the budget committee concerning amendments to a contract that: (1) increase the maximum contract amount by not less than $500,000; or (2) for a contract with an initial maximum contract amount of not less than $500,000, extend the term of the contract by not less than six months. Prohibits a state agency from entering into a nonpublic contract. Requires all contract opportunities of state agencies to be posted in the form of a request for proposals or a request for quotations on the department's website at least 30 days prior to the contract being awarded. Requires the office of the secretary of family and social services and the office of Medicaid policy and planning to do the following: (1) Review monthly reports on the Medicaid program service utilization to identify trends and risks within the state Medicaid program. (2) Post publicly on the office of the secretary of family and social services's website monthly financial reports or expenditures and revenues for each state Medicaid program and commentary providing context for each monthly financial report. (3) Submit a quarterly report to the budget committee.

Celebrating the 100th year anniversary of the Munster Chamber of Commerce. Celebrating the 100th year anniversary of the Munster Chamber of Commerce.

Annexation of property for an industrial park. Allows the city of Alexandria in Madison County to annex noncontiguous property for use as an industrial park.

Attachments to utility poles. Defines an "attachment request" as a request made: (1) by an attaching entity, other than an electricity supplier, to the owner (pole owner) of an electric distribution pole (pole) for authorization to install, within a period of not more than 30 days, communications service equipment on 300 or more poles owned by the pole owner; and (2) in connection with, and using funds obtained from, a state or federal program directly related to the expansion of communications services to unserved, underserved, or rural areas (program). Defines a "process management agreement" as a written agreement entered into by: (1) an attaching entity that has been awarded funding under a program; and (2) a pole owner that owns at least 300 poles with respect to which the attaching entity intends to submit an attachment request in connection with a project under the program; for the purpose of establishing processes, timelines, mutual performance obligations, and conflict resolution options for timely completing attachment requests. Provides that not later than five business days after the execution of a contract that: (1) is entered into by an attaching entity and a governmental agency; and (2) sets forth the terms and conditions for a project for which funding has been awarded under a program; the Indiana broadband office (office) shall publish the contract on the office's website. Provides that not later than 60 days after a contract is executed: (1) the attaching entity that executed the contract; and (2) each pole owner that owns at least 300 poles with respect to which the attaching entity intends to submit an attachment request in connection with a project under the program; shall hold a meeting for the purpose of discussing general project plans. Provides that not later than four months after the National Telecommunications Information Administration approves the office's final proposal for funding under the federal Broadband Equity, Access, and Deployment Program, if an attaching entity that has been awarded funding under a program does not have a process management agreement in effect with a pole owner that owns at least 300 poles with respect to which the attaching entity intends to submit an attachment request in connection with a project under the program, the attaching entity and the pole owner shall negotiate an agreement that sets forth specified processes, timelines, mutual performance obligations, and conflict resolution options. Provides that if the attaching entity and a pole owner do not reach an agreement as to the terms, conditions, and timelines for a process management agreement, or otherwise have the prescribed negotiated agreement in effect, within the required four month period, certain conditions apply with respect to the dealings between the attaching entity and the pole owner with respect to any application for a pole attachment permit that does not seek the attachment of more than 3,000 poles within a period of not more than 30 days. Authorizes the office to adopt a rapid response mediation process to be followed if a dispute arises between an attaching entity and a pole owner regarding the processes and timelines for the timely completion of an attachment request. Provides that these provisions expire July 1, 2030.

Property tax deferral program. Authorizes a county fiscal body to adopt an ordinance to establish a property tax payment deferral program (program). Provides that a qualified individual participating in the program may defer the payment of part of the property taxes that would otherwise be due on a homestead. Defines "qualified individual". Provides that property taxes deferred under the program are due after the occurrence of a deferral termination event. Provides that the maximum amount of taxes that may be deferred cumulatively year over year may not exceed $10,000.

Tax credit for newborn children. Establishes a tax credit for newborn children, which an eligible taxpayer may claim only in the first taxable year in which a particular newborn child is eligible for the exemption allowed under specified provisions of the Internal Revenue Code. Defines "eligible taxpayer". Provides that the amount of the credit is $500 per newborn child, or $250 per eligible newborn child in the case of a married individual filing a separate return. Prorates the credit in the case of a resident taxpayer residing in Indiana for a period of less than the taxpayer's entire taxable year. Limits the total amount of credits that may be awarded in a calendar year to $10,000. Provides for the expiration of the credit.

Child welfare provider protections. Prohibits the state from discriminating against adoption agencies, foster parents, or adoptive parents on the basis of religious beliefs. Defines certain terms. Waives sovereign immunity for purposes of the prohibition, except that state courts retain immunity. Allows suit under these provisions without exhausting administrative remedies. Provides for a private right of action and civil remedies.

Honoring Dr. Nikki Woodson upon her retirement from Superintendent for Washington Township Schools. A CONCURRENT RESOLUTION honoring Dr. Nikki Woodson upon her retirement from Superintendent for Washington Township Schools.

Property tax rate freeze. Provides a calculation to be used in determining the maximum permissible ad valorem property tax levy and resulting tax rate for taxes first due and payable in 2026 and 2027, to cap the increase in the levy and tax rates based on a ratio comparison of each civil taxing unit's maximum permissible ad valorem property tax levy to net assessed value in 2025.

Commercial motor vehicle defendant liability. Provides that noneconomic damages awarded in a civil suit involving a commercial motor vehicle may not be more than $1,000,000. Provides exceptions.

Employment upon release from prison. Provides that when an offender preparing for reentry intends to reside within Indiana, the department of correction (department) shall do the following: (1) Take certain actions in coordination with the bureau of motor vehicles to provide a state identification card if the offender does not have a current identification card or driver's license. (2) Provide the offender with particular documents to assist the offender in obtaining employment following the offender's release. Requires the department to: (1) assist certain offenders in preparing a resume and completing a practice job interview; and (2) administer a job skills assessment test for each offender for whom a jail has not completed a job skills assessment test. Requires the department to issue a certificate of employability to an offender preparing for reentry if the offender meets specified conditions. Makes it a Class B misdemeanor for a person who, knowing the statement or representation to be false, intentionally states or otherwise represents that the person has a valid certificate of employability issued by the department. Provides immunity in some instances to the department. Requires the department to submit an annual report to the governor and the general assembly.

Maximum levy growth quotient. Amends, beginning with property taxes first due and payable in 2027, the calculation to determine the maximum levy growth quotient (MLGQ) used in determining a civil taxing unit's maximum permissible ad valorem property tax levy and specifies that the MLGQ calculation is determined for the county and each civil taxing unit within the county. Provides, beginning with property taxes first due and payable in 2027, that the term "civil taxing unit" includes a school corporation. (Under current law, a school corporation: (1) is excluded from the definition of a "civil taxing unit"; and (2) has a separate MLGQ calculation.) Beginning with property taxes first due and payable in 2027, requires the budget agency to: (1) provide the MLGQ for each county to civil taxing units and the department of local government finance; and (2) calculate, using each county's MLGQ, the statewide minimum, statewide maximum, statewide median, and statewide average. Provides, beginning with property taxes first due and payable in 2027, for the calculation of the MLGQ for civil taxing units with territory in more than one county.