Iowa 2025-2026 Regular Session

Iowa Senate Bill SF2354

Introduced
2/17/26  

Caption

A bill for an act relating to assistance animals in residential rental housing, including damage reimbursement, refundable income tax credits, and a landlord insurance risk pool, and providing penalties and effective date provisions.

Impact

If passed, SF2354 would create new regulations regarding the interaction between landlords and tenants concerning assistance animals. Landlords would be required to have a clearer process to follow when claiming damages and would potentially benefit from a safety net through the newly created insurance risk pool. This could lead to increased compliance among tenants regarding the care of their assistance animals as well as adjustments to rental agreements to account for these provisions. The bill aims to balance the needs of landlords with those of tenants requiring assistance animals.

Summary

Senate File 2354 addresses the issues surrounding assistance animals in residential rental housing. The bill focuses on the reimbursement of landlords for damages incurred by tenants' assistance animals, which can include emotional support animals, service animals, and therapy animals. It introduces a process where landlords can notify the state revenue department of unreimbursed damage claims and seek compensation through taxable credits or an insurance risk pool set up for such situations. The legislation specifies that landlords can claim a refundable tax credit for documented damages above normal wear and tear, which enhances landlord protections while promoting responsible pet ownership among tenants.

Contention

Notable points of contention in the discussions surrounding SF2354 include the implications of allowing landlords to charge for damages caused by assistance animals and the rules governing emotional support animals that are not dogs, which may significantly affect tenants' rights. Critics may argue that the financial burden placed on tenants through potential damage deposits could hinder their access to necessary support animals, raising ethical concerns about accessing a safe and stable living environment. Additionally, the new penalties for misrepresenting assistance animals may face scrutiny regarding their enforcement and fairness, potentially exacerbating the tension between landlord rights and tenant protections.

Companion Bills

No companion bills found.

Previously Filed As

IA HB2068

Assistance animals; landlord tenant

IA SF2353

A bill for an act relating to residential tenant responsibility for utility charges, providing civil penalties, and including applicability provisions.

IA SF2438

A bill for an act relating to city utilities including landlord notification, and including effective date provisions. (Formerly SSB 3128.)

IA HB2015

Landlord and tenant; landlord's breach of rental agreement; providing tenant may bring action; liability for damages; withholding payment of rent in certain circumstances; procedure; effective date.

IA HB2015

Landlord and tenant; landlord's breach of rental agreement; providing tenant may bring action; liability for damages; withholding payment of rent in certain circumstances; procedure; effective date.

IA SF2106

A bill for an act relating to residential rental property price fixing, and providing civil penalties.

IA HF2332

A bill for an act relating to elective abortion and feticide, providing penalties, and including effective date provisions.

IA HF983

A bill for an act relating to property law by modifying provisions related to landlord and tenant law and forcible entry and detainer actions, and including effective date provisions.(Formerly HSB 261.)

IA HF689

A bill for an act relating to landlords and tenants, including the source of income tenants use for rent payments.

IA HB206

Landlord Accountability Act of 2025This bill prohibits housing discrimination based on income, provides protections to tenants of certain federally assisted housing, and establishes a low-income housing maintenance tax credit for eligible landlords.Specifically, the bill prohibits discrimination in rental housing and residential real estate transactions based on an individual's source of income and provides for penalties. Protected income sources includehousing vouchers and rental assistance,rental and homeownership subsidies,Social Security and disability income assistance, andspousal and child support.Additionally, landlords are prohibited from taking or failing to take certain actions with the intent to make a unit ineligible to receive Department of Housing and Urban Development (HUD) assistance. Landlords that violate this prohibition are subject to penalties and may be sued by harmed tenants. The bill further prohibits property owners of certain multifamily housing projects from intentionally leaving a unit vacant for more than 60 days. Property owners that violate this prohibition are subject to penalties.The bill also provides protections to tenants of multifamily housing projects, which includes requiring HUD to increase the staffing level for the Multifamily Housing Complaint Line and create a Multifamily Housing Complaint Resolution Program.In addition, HUD may provide grants to develop, expand, and assist tenant harassment prevention programs.Finally, the bill establishes a tax credit for qualifying landlords that is equal to the landlord's annual low-income housing maintenance expenses. To qualify, a landlord must have addressed within 30 days any relevant complaints filed under the complaint resolution program.

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