Iowa 2025-2026 Regular Session

Iowa House Bill HF499

Introduced
2/20/25  

Caption

A bill for an act providing for the establishment of a disaster assistance grant program, and making appropriations.

Impact

The implementation of HF499 is expected to have a significant impact on homeowners experiencing loss due to natural disasters in Iowa. It creates a safety net for those who might fall through the cracks of existing insurance and federal assistance programs. By establishing this grant program, the state acknowledges the need for additional support mechanisms to help citizens recover from unforeseen calamities, thereby enhancing community resilience and stability following such events.

Summary

House File 499 establishes a disaster assistance grant program aimed at supporting Iowa homeowners whose primary residences have been damaged by natural disasters. The program is administered by the Iowa Finance Authority and is funded through a newly created grant fund within the state treasury. This fund will be allocated to provide financial assistance to eligible homeowners whose damages exceed the coverage provided by their insurance and any other available federal or state disaster-related aid. The bill lays out the criteria for eligibility and dictates that the authority will ensure proper administration through necessary application procedures and guidelines.

Contention

While HF499 presents a constructive approach towards disaster response, it may also lead to debates over funding allocations and the criteria for aid distribution. Some may argue that the level of financial support is insufficient or that bureaucratic processes might hinder timely access to grants. There could also be disparities in how the program is implemented across different regions, leading to calls for oversight to ensure fair resource distribution among the affected populations.

Companion Bills

No companion bills found.

Previously Filed As

IA HF1000

A bill for an act providing for the establishment of a veterans service organization grant program, and making appropriations.(Formerly HF 909, HSB 243.)

IA HB1719

In disaster emergency assistance, further providing for legislative purpose, for definitions and for construction, establishing the Individual Property Disaster Assistance Fund, renaming the Public Disaster Assistance Grant Program and providing for definitions relating to Public Facilities Disaster Assistance Grant Program; imposing duties on the Pennsylvania Emergency Management Agency; making interfund transfers; and making editorial changes.

IA HF909

A bill for an act providing for the establishment of a veterans service organization grant program, and making appropriations.(Formerly HSB 243; See HF 1000.)

IA HSB243

A bill for an act providing for the establishment of a veterans service organization grant program, and making appropriations.(See HF 909, HF 1000.)

IA HF1012

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HF 982, HF 957, HSB 246.)

IA HF982

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HF 957, HSB 246; See HF 1012.)

IA SSB1188

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(See SF 591, SF 619.)

IA SF591

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly SSB 1188; See SF 619.)

IA HF957

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HSB 246; See HF 982, HF 1012.)

IA SF619

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and applicability provisions. (Formerly SF 591, SSB 1188.) Effective date: 04/22/2025, 07/01/2025. Applicability date: Conditional, 01/01/2024.

Similar Bills

No similar bills found.