Iowa 2025-2026 Regular Session

Iowa House Bill HF2273

Introduced
2/4/26  

Caption

A bill for an act relating to investigations of insurance fraud related to adjusters, appraisers, and umpires.

Impact

If enacted, HF2273 would specifically enhance the legal framework governing insurance fraud investigations, providing greater authority for peace officers associated with the insurance division. This legislative change is expected to streamline fraud detection and enforcement, thereby increasing accountability among professionals in the insurance industry. By broadening the categories of investigations covered under the law, the bill seeks to close gaps that may have existed in the legal processes for addressing insurance-related crimes.

Summary

House File 2273 aims to amend existing Iowa Code regarding the investigation of insurance fraud, particularly in relation to insurance adjusters, appraisers, and umpires. The essential purpose of this bill is to clarify and expand the scope of authority granted to individuals within the insurance division designated as peace officers. These designated individuals will have the powers of law enforcement officers when conducting investigations and engaging in assignments related to specific chapters of the code governing the insurance industry.

Contention

While the bill is positioned as a mechanism for enhancing law enforcement capabilities in investigating insurance fraud, potential areas of contention may arise regarding the implications for civil liberties. Critics may question whether expanding the powers of designated individuals could lead to overreach or unintended consequences, such as infringing upon the rights of individuals being investigated. There may also be debates about the adequacy of oversight and accountability for those given peace officer powers within the insurance domain.

Companion Bills

No companion bills found.

Previously Filed As

IA HSB701

A bill for an act relating to investigations of insurance fraud related to adjusters, appraisers, and umpires, and license and financial responsibility requirements for adjusters, and including effective date provisions.(See HF 2582.)

IA HF2582

A bill for an act relating to investigations of insurance fraud related to adjusters, appraisers, and umpires, and license and financial responsibility requirements for adjusters, and including effective date provisions. (Formerly HSB 701.) Effective date: 04/09/2026.

IA HF2232

A bill for an act relating to life insurance, permissible third parties, and financial exploitation of eligible adults. (Formerly HSB 516.) Effective date: 07/01/2026.

IA SF2454

A bill for an act relating to life insurance, permissible third parties, and financial exploitation of eligible adults.(Formerly SSB 3094.)

IA HSB516

A bill for an act relating to life insurance, permissible third parties, and financial exploitation of eligible adults.(See HF 2232.)

IA SSB3094

A bill for an act relating to life insurance, permissible third parties, and financial exploitation of eligible adults.(See SF 2454.)

IA SSB1188

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(See SF 591, SF 619.)

IA HF1012

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HF 982, HF 957, HSB 246.)

IA HF982

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HF 957, HSB 246; See HF 1012.)

IA SF619

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and applicability provisions. (Formerly SF 591, SSB 1188.) Effective date: 04/22/2025, 07/01/2025. Applicability date: Conditional, 01/01/2024.

Similar Bills

No similar bills found.