Arizona 2026 Regular Session

Arizona Senate Bill SB1058

Introduced
1/12/26  
Report Pass
1/21/26  
Report Pass
1/26/26  
Engrossed
2/23/26  
Report Pass
3/4/26  

Caption

Firearms transactions; merchant codes; prohibition

Impact

The bill's impact on state laws revolves around the regulation of firearm sales and the extent to which financial institutions can classify transactions involving firearms. By enacting provisions that protect firearm owners’ privacy, it aligns with Second Amendment rights advocates who argue against any form of registry or tracking of firearm purchases, suggesting that such measures infringe on personal liberties and privacy. The prohibition on merchant category codes highlights an attempt to prevent any perceived discrimination against firearm retailers by financial services.

Summary

Senate Bill 1058, titled the Second Amendment Financial Privacy Act, seeks to amend the Arizona Revised Statutes regarding the handling of firearm transactions, specifically in relation to merchant category codes. This legislation prohibits any government entity from maintaining any registry of privately owned firearms or their owners, while also preventing payment card networks from requiring transactions that distinguish a firearm retailer from other types of retailers. This reflects an effort to enhance the privacy of firearm transactions and protect the identities of firearm owners.

Sentiment

The sentiment surrounding SB 1058 is polarized. Supporters argue that it reinforces privacy rights and freedoms associated with firearm ownership, expressing concern over potential government overreach in monitoring legal firearm transactions. Opponents may view this legislation as a step away from critically needed oversight that could help track and prevent illegal firearm sales. The debate encapsulates broader discussions about privacy, regulation, and gun ownership rights in contemporary society.

Contention

Notable points of contention include the implications of banning merchant category codes for firearm retailers. Critics might argue that this act creates a challenge for tracking illegal sales, while supporters maintain that it is essential to protect lawful owners from potential harassment or profiling. The enforcement mechanisms outlined in the bill, which include civil penalties for non-compliance, raise further questions regarding the jurisdiction and responsibility of financial institutions and government entities in monitoring these new regulations.

Companion Bills

No companion bills found.

Previously Filed As

AZ SB1143

Firearms transactions; merchant codes; prohibition

AZ HB2629

Merchant; fees; calculation; transactions; penalty

AZ HB2535

Firearms dealers; firearms transfers; requirements

AZ HB2747

Weapons; permit; firearms safety training

AZ SB1031

Cosmetics sales; animal testing; prohibitions

AZ HB2221

Law enforcement; defunding; prohibition

AZ SB1605

TPT; exemption; firearm storage devices..

AZ HB2635

TPT; exemption; firearm storage devices

AZ HB2552

Dogs; hunting; rules; prohibition

AZ SB1413

Firearms; destruction by state

Similar Bills

CA AB1065

Credit card transaction fees: tax payments: Consumer Inflation Reduction and Tax Fairness Act.

AZ HB2629

Merchant; fees; calculation; transactions; penalty

AZ HB2768

Interchange fees; payment card transactions

AK HB171

Interchange Fees: Tax & Gratuity

DC B26-0138

Fair Swipe Act of 2025

CO HB1282

Payment Card Network Practices & Fees

AK SB79

Payment Of Wages; Payroll Card Account

AZ SB1143

Firearms transactions; merchant codes; prohibition