Florida 2026 Regular Session

Florida Senate Bill S0906

Introduced
12/15/25  
Refer
1/5/26  

Caption

Homeowners' Associations

Impact

The legislation is intended to enhance transparency and accountability within HOAs, which have often faced criticism for lack of oversight. With the establishment of the ombudsman, homeowners will have a formal avenue to address grievances and receive support regarding HOA governance. The division will have the authority to investigate complaints and enforce compliance, significantly impacting how associations operate and interact with residents. The bill aims to provide a clearer framework for elections, ensuring they are conducted fairly and in accordance with established laws.

Summary

Bill S0906 establishes the Office of the Homeowners Association Ombudsman within Florida's Department of Business and Professional Regulation. This initiative aims to improve the governance and management of homeowners associations (HOAs) by creating a dedicated resource responsible for overseeing HOA elections and handling related disputes. The ombudsman will be appointed by the Governor and must be an attorney licensed to practice in Florida. The office is empowered to assist homeowners and associations by providing educational resources, mediating disputes, and ensuring compliance with relevant laws and regulations.

Contention

While the bill has received substantial support for its potential to empower homeowners, concerns exist about the implications of increased regulation on HOA operations. Some industry stakeholders argue that the creation of an ombudsman and the accompanying regulations could lead to additional costs for associations, which may then be passed on to homeowners. Additionally, the provisions for civil penalties against associations noncompliant with the law might spark debates over the appropriateness of punishments and their financial implications. There is a balance that needs to be struck between enforcing accountability and allowing associations to manage their affairs without excessive state intervention.

Companion Bills

FL S0908

Related Fees/Homeowners' Associations

Previously Filed As

FL H0137

Homeowners' Association Ombudsman

FL H0983

Homeowner's Associations

FL S1742

Condominium and Cooperative Associations

FL H0913

Condominium and Cooperative Associations

FL S0888

Consumer Transparency for Homeowners' Insurance

FL S0282

Warranty Associations

FL H0367

Home and Service Warranty Association Financial Requirements

FL S1118

Land Use and Development Regulations

FL H1603

Comprehensive Health Care for Residents

FL S0120

Homeowners' Association Ombudsman

Similar Bills

No similar bills found.